A large percentage of disability insurance claims are based on mental health problems and insurance companies have a number of typical methods to deny these claims. Workplace stress, major depressive episode, anxiety, post-traumatic stress disorder (PTSD) to name a few of the most frequently cited conditions that form the basis for disability insurance claims.
We represent a large number of clients who suffer from depression, an anxiety disorder or another mental health disorders and are denied benefits under either a group disability insurance policy or a private policy. These cases are usually heavily dependent on obtaining the necessary medical evidence to prove the disability in a way contemplated by the policy in question. Most policies contain time limits that can be difficult to interpret and so as soon as your claim for disability benefits has been denied, we would encourage you to contact our long term disability lawyers to discuss your long term disability dispute case to see if we can be of assistance to you and your family.