Jack, 52, lives in Edmonton, Alberta. He’s been a Warehouse Supervisor for 21 years and has suffered with chronic pain in his hands and feet for as long as he can remember. After trying numerous over-the-counter medications with no success, Jack turned to alcohol to numb the pain.
Unfortunately, Jack has now developed an addiction to alcohol as a result. It has taken over his life and made it impossible for him to work. He made a long-term disability claim with his insurance company but was denied.
After his disability insurance claim was denied, Jack’s employer insisted that he come back to work, but Jack knows his dependence on alcohol will make that impossible. He was uncomfortable telling his boss that his medical problems weren’t just related to chronic pain, but also addiction. Too embarrassed to admit he needed help, Jack decided he would just resign, rather than admitting his alcoholism had gotten that bad.
Jack’s wife couldn’t stand to see her husband suffering so needlessly. She researched “Disability Lawyer Edmonton” on the Internet and found Share Lawyers. She called them and spoke with a long-term disability lawyer right away who told her “Don’t let your husband resign!” He felt strongly that Jack had a case and that he should not accept the insurance company’s denial.
As a result, Share Lawyers took Jack’s case and was able to get him the long-term disability insurance benefits to which he was entitled. Jack was finally able to get treatment for both his chronic pain and his alcoholism.
VIDEO ON ADDICTION AS A DISABILITY
Addiction Is a Disability, Too
Addiction can be challenging to prove to because some insurance companies may not recognize it as being a medical condition or disability. As a result, insurance companies will usually deny these claims unless the person is in some type of rehab program. However, Share Lawyers has years of experience dealing with these cases. Our long-term disability claim lawyers have been successful in fighting these types of denials and getting settlements for clients struggling with addiction.
VIDEO ON INVISIBLE DISABILITIES
Mental health disabilities are often called “invisible disabilities” because unlike physical injuries or illnesses, they don’t show up on tests such as X-rays or MRIs. This is why such disabilities can be difficult to prove to disability insurance companies. However, the help of a supportive family physician can make a big difference. Medical support from a family doctor and specialists can help prove to disability insurance companies why those struggling with invisible disabilities can’t work, what restrictions and limitations they are facing, and how their disability impacts their lives on a day-to-day basis.
VIDEO ON CHRONIC PAIN
When you are dealing with chronic pain, addiction, or any other “invisible disability,” it can feel like no one understands, especially when you feel like you have to prove that your illness is real. It’s important to reach out for help and understand that you are not alone in your struggles. Consider that there are probably other people in your life – family, friends, co-workers – also suffering in silence from invisible disabilities and too afraid or ashamed to seek help.
Even though invisible disabilities such as chronic pain and substance abuse can be difficult to prove to disability insurance companies, they are still very real, especially to those suffering.The experienced long-term disability claims lawyers at Share Lawyers have taken on insurance companies and won settlements for those who have applied for their benefits and been denied. We understand that invisible disabilities are real and we will fight for your right to receive the benefits you deserve.
If you have had your claim for long-term disability denied, contact the long-term disability insurance lawyers at Share Lawyers. Our experienced team of long-term disability (LTD) lawyers can help. We have recently settled cases against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and many more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.