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Can My Insurance Deny My LTD Claim For Refusal Of A Return-To-Work Program?

Long Term Disability - Question 31
The short answer is yes, as this be deemed to be non-compliance with the terms of the policy (subject to the terms of the specific policy in question). If your medical condition precludes a return to work at the present time and this is supported by the medical evidence, then a denial on this basis can be disputed and you should consult a disability lawyer to discuss your specific circumstances.

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