If you’ve been denied your short- or long-term disability claims, you may be feeling disappointed or even despondent. You had high hopes when you filed the disability claim; “denied” was not the response you hoped to receive.
On top of that, you’re also trying to manage the symptoms of your disability, which can be not only painful but also challenging. You might not feel like you have the strength to fight a denied disability claim. In most instances, fighting your insurance company’s denial can be more difficult if you decide to go it alone. This is why Share Lawyers strongly suggests that you fight against the decision and not let your insurance company get away with their decision to deny your claim.
There are many reasons people decide not to fight, including the emotional and financial burden of taking on a case. However, if you’re on the fence, keep in mind that waiting could be detrimental to your case. If you think you want to pursue your case, the sooner you get the process started the better.
Help From Disability Insurance Lawyers
Seeking the help of an experienced disability claim lawyer is the best course of action. Not only will you be in good hands when it comes to navigating the legal jargon and intricacies of your case, but you will also have more time to spend handling the challenges of your disability and the stress that comes with it.
The process of fighting the insurance company for the benefits you deserve can be long and drawn out, but having a disability claim lawyer on your side will ensure you’re doing everything you can to get the settlement you’re entitled to. Disability insurance lawyers can also advise you on other resources that are open to you to help ease the burden of your disability.
Remember, if you don’t fight back, your insurance company will not reverse their claim. If you do push on with the help of the experienced disability insurance lawyers at Share Lawyers, we will fight for your rights to get the benefits you deserve.
What Should I Do If My Long-Term Disability Claims Have Been Denied?
Here are some things that you can do if you are facing a denied disability claim.
VIDEO: Why are Disability Insurance Claims Denied?
Discuss your claim with an experienced disability claim lawyer so that at least you know what your options are and can consider what action to take. The biggest reason to bypass the insurance company “appeal process” and consult with a disability claim lawyer, is that a lawyer can push the matter forward to more senior people in the insurance company who are experienced at dealing with disputed claims, rather than continuing to try and persuade the lower level claims manager. By proceeding with legal action with the help of disability insurance lawyers, you are forcing the insurance company to take your claim more seriously.
Do not give vague or inconclusive medical information or exaggerate your symptoms. You may have had your disability for some time and fear that your claims adjuster will not understand why you cannot work. Your pain may be intermittent, and you may fear that the insurance company will not understand that this prevents you from working. Exaggerating your symptoms can ultimately lead to your claim being denied. It is important to remember that your claims adjuster and your insurance company have years of experience handling disability claims, and they are eager to weed out what they consider “invalid” claims. Exaggerating your symptoms could result in your claim being denied due to poor credibility meaning that the claims of disability are not believable.
Doctors are often frustrated by the need to repeatedly provide supportive medical information and are often offended by the insurance company’s refusal to accept their opinions. Remember your doctor is mostly busy with attending to the needs of their patients’ health care and they often don’t have the time to get engaged in a substantive way with the insurance company process. That’s why disability insurance lawyers can help.
VIDEO: Appeals with Insurance Companies
If you have had your claim for long-term disability denied, contact the long-term disability insurance lawyers at Share Lawyers. Our experienced team of long-term disability (LTD) lawyers can help. We have recently settled cases against Canada Life, Desjardins, Manulife, RBC Insurance, Sun Life, and many more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.