If you’re suffering with COVID 19 symptoms or long COVID 19, your health issues can qualify you for a long term disability claim.
If you are covered under a group or individual long term disability policy, the insurance companies should treat your long COVID 19 symptoms much like any other illness or injury. Many insurance policies were written before the pandemic. Whether insurers will try to amend policies going forward remains to be seen, but long COVID 19 is currently being treated like all other conditions. This does not guarantee that the insurance company will automatically approve your long term disability claim – but it does mean that you can fight the decision if you are denied. If you are denied your benefits, regardless of your condition, Share Lawyers can help.
We are hearing from an increasing number of new clients who are managing the symptoms of long COVID 19. Health sources such as the New England Journal of Medicine are estimating that around 10-30% of those who have had COVID 19 can suffer from COVID 19 symptoms for months after they are infected. These estimates show that up to half a million Canadians could be considered COVID 19 long haulers in the coming months and years. This is why it is so important to learn your rights if you happen to find yourself managing the symptoms of COVID 19.
COVID 19 long haulers experience symptoms such as fatigue and sleep issues, cough, joint pain, chest pain and shortness of breath, memory problems, muscle pain, headache, rapid heartbeat, loss of smell and taste, fever and flu symptoms, dizziness, and mental health issues such as depression and anxiety. These COVID 19 symptoms can also become worse after physical or mental activity – which can make it difficult to continue working.
In the above video, our president David Share speaks to a question about long COVID 19 qualifying for long term disability benefits.
If you are unable to work due to COVID 19 symptoms, you should consider making a claim for disability benefits. Your symptoms are real and Share Lawyers can give you the support you need. Please contact us today for a free consultation. We have already helped many people in your situation and we can help you.
If you have been terminated, laid-off or severed from your job contact the employment lawyers at Share Lawyers. Our experienced team of Employment Law lawyers can help. We offer free consultations and there are no fees unless we win your case. Find out if you have an Employment Case!