Do You Have a Disability Case?
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Top 8 Reasons LTD Claims Are Denied

Top 8 Reasons LTD Claims Are Denied

Incomplete or late LTD Applications: Your claim may be denied if your forms are not completed properly or sent in within the insurance company deadlines. Pre-Existing Medical Conditions: If you have only had your group benefits for a brief period of time and had a medical condition in the past, the claim will be reviewed to determine whether the claim can be denied based on the pre-existing exclusion clause in your group policy. Negligent or Fraudulent Misrepresentation: If you have a private or individual LTD policy, the rules regarding pre-existing medical conditions...
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Is Crohn’s Disease Considered a Disability?

Is Crohn’s Disease Considered a Disability?

Crohn’s disease is a chronic disorder that causes pain and swelling in the gastrointestinal tract. One of the most common symptoms is diarrhea, forcing patients to make frequent trips to the restroom in order to avoid a potentially embarrassing mishap.    However, that’s not the only reason Crohn’s is considered a disability, nor does it capture the full scope of the disease. The abdominal pain associated with the disorder can be debilitating, and it can lead to other complications like abscesses, fistulas, rectal bleeding, and anemia. The inflammation can also disrupt...
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A Day In The Life With Crohn’s Disease

A Day In The Life With Crohn’s Disease

When dealing with Crohn’s disease, every treatment plan is different. There is no cure for the condition, nor is there a foolproof diet or lifestyle routine that will be effective in every case. Different people will have different reactions to different foods or medications, so people with the disease need to communicate with their doctors to find an approach that works for them.   Thankfully, there are some simple steps you can take to lessen the impact of your symptoms in your day-to-day life. At the most basic level, it’s important to know how your body will react to...
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Returning To Work Leads To Denied Benefits For Ulcerative Colitis

Returning To Work Leads To Denied Benefits For Ulcerative Colitis

Lizzy was an Information Systems Analyst who loved her job. At 29, she lead a healthy, active life. Then everything changed. One day, out of nowhere, she started to have severe diarrhea. She liked to try out the newest restaurants in the city, so she just chalked it up to a bad meal. But then it happened again and this time her stool was bloody. She started to suffer severe cramping and abdominal pain while she was at work and kept having to leave her desk to run to the bathroom, which often turned out to be a false alarm. She couldn’t focus on her job, so her performance...
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[VIDEO] What Should I Expect From My Free Consultation?

[VIDEO] What Should I Expect From My Free Consultation?

https://www.sharelawyers.com/blog/wp-content/uploads/2019/07/Janice-1.mp4 We often get many questions about our free consultations. Predominantly, potential clients want to know the details of what happens at a consultation, and what’s involved in the process. So we’re going to shed some light on just what goes on behind those doors. The primary function of our free consultations is, ultimately, to provide potential clients with a sense of relief. “It’s amazing to me how often I hear from clients who meet with me on an initial consultation and, at the end of the meeting,...
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[VIDEO] Are Addictions Considered Disabilities?

[VIDEO] Are Addictions Considered Disabilities?

https://www.sharelawyers.com/blog/wp-content/uploads/2019/06/Samantha-1.mp4 Invisible illnesses and disabilities are often some of the most challenging when it comes to short- and long-term disability claims. The required criteria can be challenging to meet, and are often very easily disputed. Addiction can fall into this category, making applying for disability benefits with addiction a very challenging process. According to the Ontario Human Rights Commission (OHRC), “mental health issues and addictions are ‘disabilities’ that are protected under the [Ontario Human...
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[VIDEO] Should You Handle Your Own Disability Claim?

[VIDEO] Should You Handle Your Own Disability Claim?

https://www.sharelawyers.com/blog/wp-content/uploads/2019/06/Steven-1.mp4 Imagine you’ve just been denied your long-term disability benefits after having already been unable to work for a couple of months. You’re stressed, tired, and unwell, thus necessitating the very benefits you’ve just been denied. What do you do now? You fight. But fighting against a denied disability claim on your own is a considerable mistake. It’s important to recognize just why it’s imperative to hire a disability lawyer to help you dispute your denied claim rather than taking the burden on...
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What are the most common long term disabilities that are denied and why are they so frequently denied?

What are the most common long term disabilities that are denied and why are...

What are the most common long term disabilities that are denied? Why are they so frequently denied? When you have submitted a claim for disability insurance benefits, in many cases, it is a difficult decision made after struggling with a health condition that is interfering with your ability to do your job. While our firm has assisted Canadians with a vast array of medical issues that prevent them from working, the type of claims that are most frequently denied involve so-called “invisible disabilities.” What are Invisible Disabilities? These are disabilities that are not...