Do You Have a Disability Case?
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Denied Due to Lack of Evidence

Denied Due to Lack of Evidence

Wayne enjoyed his work as a digital marketing strategist, but he would not have described the job as a physically demanding one. He started to rethink that stance after his health took a turn for the worse when he turned 35. At first, his symptoms were relatively minor. He might be tired one day and sore on another, but for the most part it just felt like an extension of the regular aches and pains that most people dealt with during their adulthood. Unfortunately, those symptoms gradually became more intense over the course of several months. Before long, Wayne was...
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Life After LTD Settlement for Cancer Treatment Pain

Life After LTD Settlement for Cancer Treatment Pain

Stephanie, a 40-year-old bus driver, had worked tirelessly at her job for many years. Through exhaustive and often stressful, Stephanie still loved her job; it allowed her to connect with her community and help in a tangible way. That’s part of why it was so painful when she had to take time off after her breast cancer diagnosis. She was told her chances of recovery were high, but she needed to focus on treatment.  Thankfully, she had the full support of her employers, coworkers, family, and friends, which she often attributes to the success of her treatment. She was...
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After an LTD Settlement – Embracing Life with Chronic Back Pain

After an LTD Settlement – Embracing Life with Chronic Back Pain

Jacob, 33, had spent the better part of a year working the rigours of Toronto’s numerous hi-rise construction projects when one day he suddenly had excruciating back pain, too much to bear and an ambulance was called.  He had suffered from mild back pain for the last couple of years, yet it had never stopped him from working. At the emergency room Jacob was told that he had herniated several discs in his back and he also suffered from Degenerative Disc Disease.  Jacob made use of his short-term disability benefits in the hopes that some time off would...
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Long Term Disabilities & the Importance of Being Believed

Long Term Disabilities & the Importance of Being Believed

A long term disability claim usually represents the culmination of a much lengthier medical process. People can exhibit symptoms for months or even years before they become severe enough to force them away from work, and most will usually go through many doctor’s appointments and many rounds of testing in an effort to diagnose (and treat) the problem before they make it to that point.   That’s why it can be so devastating when a disability claim gets rejected. In most cases, those months and years of testing will be well documented. If an insurance company then...
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Fibromyalgia Denied With Not Enough Proof

Fibromyalgia Denied With Not Enough Proof

Carter was used to a little bit of pain. He spent a lot of time on his feet in his day job as a building manager, and things just hurt more at 50 than they did at 20. That’s why he wasn’t too concerned when he started to experience mild but recurring pain that spread from his right leg to his lower back. It was unpleasant, but not entirely unexpected. Unfortunately, those symptoms persisted, and his efforts to diagnose the problem were largely ineffective. Based on the location of the pain, Carter thought it might have something to do with a bad fall that he had...
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Resources for Those Recently Unemployed Due to COVID-19

Resources for Those Recently Unemployed Due to COVID-19

In light of the current COVID-19 pandemic, there have been many changes to how businesses, both big and small, are operating. Many businesses are closing their doors for the safety of their staff and the general public, while others are cutting back on staffing in order to mitigate the spread of the virus. As a result, many Canadians are facing a loss of income that could prove crippling. However, despite these changes, the Canadian government has put in place a series of options available for those who find themselves recently unemployed as a result of the...