Do You Have a Disability Case?
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[VIDEO] Invisible Disabilities & Insurance Claims: What You Need To Know

[VIDEO] Invisible Disabilities & Insurance Claims: What You Need To Kn...

When it comes to filing a claim for disability benefits, some ailments are easier to prove than others. Invisible disabilities, for example, are notoriously difficult to demonstrate which can make proving the necessity of benefits that much harder. So just what constitutes an invisible disability? And what do you need to know to successfully apply for disability benefits when you have one?  “The reason they refer to them as an invisible disability,” says Associate Lawyer Allison Gilmour, “is because it’s something that doesn’t necessarily show up on a medical test....
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Travel Diary – Noor’s Story

Travel Diary – Noor’s Story

Born and raised in Malaysia, Noor had spent most of her adult life as a childcare worker in Halifax, Nova Scotia until her Crohn’s disease forced her to stop working. She enjoyed her work, but she didn’t get to make it home to Malaysia nearly as often as she’d like. At the very least, she wished she got to spend more time with her family and always felt left out whenever they got together for a big event back home. That’s why she was determined to make it back to Malaysia for the most recent family reunion. One of Noor’s cousins had fallen sick; a relative that she had...
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LTD Benefits Revoked After  Trip Surveillance

LTD Benefits Revoked After Trip Surveillance

For Charlie, time away from work was hardly a vacation. He had been forced to stop working as the front desk concierge at a condo building in downtown Calgary, and his condition was yet to improve more than a year after filing a long term disability claim. His doctors had diagnosed him with arthritis – their expertise had allowed him to get his claim approved – but so far they hadn’t found a way to reduce his symptoms. Until then, there was simply no way he could even consider going back to work. On most days, he could barely make it downstairs without suffering...
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How Celebrities Change the Profile of Mental Illness

How Celebrities Change the Profile of Mental Illness

A mental health issue like anxiety or depression is a perfectly legitimate basis for a disability claim, especially if it interferes with regular workplace responsibilities. Unfortunately, people have powerful misconceptions about what a person with depression is supposed to look like, and can be dismissive of those who don’t fit the expected profile. That can be particularly true in the case of celebrities, many of whom have been increasingly forthcoming about their struggles with mental health. Justin Bieber, for instance, recently took to Instagram to reveal that he...
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I need a vacation. Will that interfere with my disability benefits?

I need a vacation. Will that interfere with my disability benefits?

Life doesn’t stop when you file a disability claim. The stresses of treatment and recovery can be just as taxing as the stresses of the workplace, and people struggling with a disability deserve a vacation just as much as anyone else. Depending on your condition, your doctor could even recommend a relaxing getaway as something that would be beneficial to your health! However, you will want to make sure you go through the proper channels. If you book a trip without any concern for the potential ramifications, there’s a chance that you could jeopardize your disability...
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Is your insurance provider watching you?

Is your insurance provider watching you?

Surveillance is a scary word that conjures up images of hidden security cameras and invasive science fiction. The reality is rarely quite that dramatic, although surveillance can still pose a threat to your long term disability claim. If you file for benefits, insurance providers will often try to gather evidence that implies that you should still be healthy enough to work, which would give them grounds to deny your claim. So what do we mean when we talk about surveillance in an insurance context? “Insurers will use surveillance…to find tidbits of information that would...