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Top Disability Law Firm Provides Clear Communication

Top Disability Law Firm Provides Clear Communication

Our client, Joe S., was happy with our clear communication about her legal rights and how to proceed with her situation. That’s what we do best! At Share Lawyers, we understand that complicated legal procedures can be stressful and it’s our job to relieve some of that stress! “My experience with Share Lawyers was extremely good! There was no stress! I found their communications to be very informative and helpful, and I appreciated having someone stand behind me and have no judgments. All the staff were kind, understanding and supportive from the very beginning and...
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The Pre-existing Exclusion Clause and Non-Evidence Limits in Group Insurance Plans

The Pre-existing Exclusion Clause and Non-Evidence Limits in Group Insuranc...

Almost all group LTD policies contain pre-existing condition exclusions. Most claimaints are not aware that they face such exclusions, and they certainly rarely understand how they operate. Because pre-existing condition exclusions do not usually operate during a STD claim, when it is raised once the claim becomes LTD, it creates a great deal of confusion, disappointment and anger. The rationale behind the pre-existing exclusion clauses seems to be focused on the fact that group LTD policies are very rarely underwritten on an individual employee basis and therefore...
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I Can’t Work Because of Anxiety and Depression. Am I Eligible for Disability Insurance Benefits or Should I Quit My Job?

I Can’t Work Because of Anxiety and Depression. Am I Eligible for Dis...

In recent years, a growing number of workers are filing for disability benefits through their group or private insurance due to debilitating mental health disorders such as anxiety and depression. These conditions arise for different reasons in different people. Genetics, a stressful lifestyle, a traumatic experience or a hostile workplace are just some of the factors that could cause or contribute to a diagnosis. Claimants are often unsure about whether their disorder will be viewed by the insurer as a legitimate disability since there is rarely any tangible, objective...
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Hope for Sufferers of Invisible Disabilities in their Legal Battles

Hope for Sufferers of Invisible Disabilities in their Legal Battles

By Janice Grevler  B.A., L.L.B. Associate Lawyer, Share Lawyers There are many challenges faced by an individual who is struck with a condition that finds him or her unable to work.  It is often an already overwhelming experience in attempting to access the medical system to obtain effective diagnosis, treatment and rehabilitation. Yet, the person’s efforts are sometimes forced to focus elsewhere; without an income, and when the disability benefits on which he or she had expected to rely are terminated or denied, it is the legal system to which the individual is...