Do You Have a Disability Case?
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Resources for Those Recently Unemployed Due to COVID-19

Resources for Those Recently Unemployed Due to COVID-19

In light of the current COVID-19 pandemic, there have been many changes to how businesses, both big and small, are operating. Many businesses are closing their doors for the safety of their staff and the general public, while others are cutting back on staffing in order to mitigate the spread of the virus. As a result, many Canadians are facing a loss of income that could prove crippling. However, despite these changes, the Canadian government has put in place a series of options available for those who find themselves recently unemployed as a result of the...
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What does Joker have to say about mental illness?

What does Joker have to say about mental illness?

Joaquin Phoenix has received nearly universal acclaim for his award-winning turn as Arthur Fleck – aka the Joker – in one of the most talked-about movies of 2019. Under the direction of Todd Phillips, Joker showed audiences how an aspiring stand-up comic slowly grew into the titular supervillain after a long struggle with mental illness. Yet despite the warm response to Phoenix’s performance, the reception to the film itself has been far more uneven. That’s particularly true with regards to Joker’s controversial depiction of mental health. Fans of the film view it as an...
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Why Did the Insurance Company Reject My Mental Health Claim?

Why Did the Insurance Company Reject My Mental Health Claim?

For Marcia, depression was simply a fact of life. Though she had always struggled with the day-to-day realities, she’d worked tirelessly to find ways to manage it over the years. She finally felt like she had things more or less under control by the time she reached her 30s. Then she got pregnant – and an event that she hoped would bring her joy upended her life in ways that she never would have expected. Marcia experienced severe prenatal and postpartum depression, and her symptoms persisted a full four years after her child was born. Managing postpartum depression...
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Traveling While Receiving LTD Benefits

Traveling While Receiving LTD Benefits

Adeel filed a long-term disability claim after he fell down the stairs of his house and when the effects of the subsequent concussion severely limited his ability to do his job. His claim was accepted, and Adeel spent the next few months at home recuperating from his injury. Things started to come apart months later when he decided to make a trip to Vancouver Island. He felt like he deserved a vacation after being house-bound for so much time, and consequently took his children and his girlfriend to the West Coast for a low-key trip to visit family. Adeel didn’t have any...
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How Does the Canada Pension Plan Affect My LTD Benefits?

How Does the Canada Pension Plan Affect My LTD Benefits?

Though they can seem similar, long-term disability (LTD) benefits are not the same thing as the disability benefits that are distributed through the Canada Pension Plan (CPP). If you’re considering a disability claim, it’s important to be aware of the differences, so you have a better understanding of the application process and the resources you may be entitled to receive. So what’s the difference between LTD and CPP? Long-term disability benefits are available through Group Insurance Benefits (usually offered through your employer) or an Individual Disability Insurance...
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Why Are We Lonely and What Can We Do About It?

Why Are We Lonely and What Can We Do About It?

More than 37 million people are living in Canada, yet many Canadians have never felt more alone. The Angus Reid Institute and the Cardus think tank collaborated on a recent study that found that an astonishing 23 percent of the country experiences extreme loneliness and social isolation. That isolation correlates with many negative side effects that can have an impact on every area of a person’s life.   “Social isolation and loneliness are a symptom of our culture’s obsession with personal autonomy, leaving us living life as ‘I’ instead of ‘we,’” said Cardus...