Do You Have a Disability Case?
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Living with Middle-Stage Alzheimer’s

Living with Middle-Stage Alzheimer’s

As our population ages, the number of people affected by Alzheimer’s disease will increase dramatically. As it currently stands, 65% of Canadians diagnosed with the disease are over the age of 65 – but some are even younger. Though earlier diagnosis, access to better treatment options, and a greater understanding of the disease itself are changing the quality of living for people with Alzheimer’s, the challenges of living with the condition remain all too real.  Maggie, 47, was enjoying her career as a social worker in North Bay. She had spent the better part...
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Quitting Your Job Can Impact Your Disability Insurance Benefits

Quitting Your Job Can Impact Your Disability Insurance Benefits

Invisible disabilities are difficult to battle in the workplace, but just because you don’t see something doesn’t mean it doesn’t exist. In the case of mental health disorders such as anxiety and depression, it’s becoming more common for employees to seek time off to recover from a disorder.  The stigma of these conditions and disorders is what often leaves employees wondering if an insurer will take them seriously or deem the claim as legitimate. In those times of overwhelming stress and disarray, an employee may feel disgruntled enough to leave their job entirely...
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Common Surveillance Tactics Used by Insurance Companies

Common Surveillance Tactics Used by Insurance Companies

If you’ve filed a claim for long-term disability, you may be wondering if the insurance company will begin spying on you to make sure your claim is legitimate. The short answer is that maybe they will, but there is a lot more to it than simply spying on those who submit claims.  Insurance companies do have to battle fraud, though oftentimes their surveillance findings are incomplete or biased. And although undercover surveillance may seem unethical, it is actually legal if performed correctly. In an effort to protect yourself, it’s essential to know what the most...
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LTD Benefits Denied Due to Pre-Existing Condition

LTD Benefits Denied Due to Pre-Existing Condition

Kirk still remembered the anxiety he had felt when he was first diagnosed with chronic pain at the age of 32.. While it was a relief to know why he’d been in so much pain, it was stressful to learn that there was no cure for the condition. He had spent more than a few sleepless nights worrying about how to live a normal life. Thankfully, his fears proved to be mostly overblown. Some days were worse than others, but for the most part, he was able to deal with his pain well enough to go about his day. He was on a decidedly upward trajectory by the time he reached his 40s....
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How Will COVID-19 Affect My Long-Term Disability Claim?

How Will COVID-19 Affect My Long-Term Disability Claim?

The COVID-19 pandemic is already a defining moment of the century. The virus has completely disrupted the normal social order and created an overwhelming sense of economic uncertainty as social distancing relegates people to their homes and forces many businesses to shut their doors. It should go without saying that the threat (or reality) of losing your job can make a public health crisis even more stressful. That’s why it can help to know what resources – including disability benefits – are available to you if you do become sick during the pandemic. So how will the...
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Share is There: How We’re Continuing to Help During COVID-19

Share is There: How We’re Continuing to Help During COVID-19

As we continue to move through the COVID-19 pandemic, we must all do our part to keep each other safe, flatten the curve of the virus, and stop its spread. As such, many businesses are now closed to protect both their staff and their clients or customers. So what does that mean for Share Lawyers? We are sure you may have questions about how COVID-19 is affecting our ability to help our clients, so we have gathered some answers to help ease any concerns you may have.  Do you have reduced hours during COVID-19? While some businesses have opted for reduced hours as a...