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Mental Health LTD Claims Frequently Denied

Mental Health LTD Claims Frequently Denied

To his friends and family, Omar was always known as content, somewhat introverted, and unassuming. At 41 years old, he was a business analyst who always showed up to work on time, and put in a solid effort. He lived in a nice apartment with his dog, enjoyed following local sports teams, and spent time with his loved ones on the weekends. What those around him didn’t see was that inside Omar was suffering. In his mid-30s, Omar started to realize that he might be affected by low-grade depression. His gloomy days were getting more frequent, and there were one or two weekends...
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Mental Illness is More Common Than You Think

Mental Illness is More Common Than You Think

Content Warning: This article deals with sensitive subject matter around the topic of suicide. Mental health issues are far more common than many people realize. The Canadian Mental Health Association reports that one in five Canadians will experience a mental health problem in any given year, with a full 50% of the population going through some form of mental illness by the time they hit 40. Unfortunately, the prevalence hasn’t done much to erase the stigma. Half of those battling anxiety or depression have never sought any form of treatment, and it’s easy to see why...
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Social Media Surveillance Leads to a Denied Claim

Social Media Surveillance Leads to a Denied Claim

From the outside, Felicity’s life looked perfect. She had always been an avid user of social media, and now that she was in the cosmetics industry, she worked even harder to hold up the façade. Her Instagram made it seem like her days were filled with one adventure after another, a series of posts featuring amazing beauty products and smiling faces.    However, her followers never saw the anxiety that lurked beneath the surface. Felicity worked as a visual merchandiser in a beauty supply store, and while that had seemed like an exciting job in her 20s, she was beginning...
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How to Find the Right Mental Health Specialist

How to Find the Right Mental Health Specialist

Mental health often manifests without any physical symptoms. This can make it difficult to diagnose, which in turn can make it even more difficult to get a long-term disability claim recognized. Unlike a broken arm or a torn ACL, there’s simply no way to make an irrefutable mental health diagnosis based on an x-ray or an MRI. That’s why getting the support of a medical professional is absolutely essential when filing a long-term disability claim related to your mental health. A trained therapist will be able to corroborate your experience and verify that you have a...
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How to Help a Friend Who Has Been Sexually Assaulted

How to Help a Friend Who Has Been Sexually Assaulted

Content Warning: This article deals with sensitive subject matter around the topic of sexual abuse.   When you have a loved one who has experienced sexual assault, knowing how to be an effective friend and ally can be hard to navigate. Their experience is deeply personal and traumatic. While in many cases it can be difficult to relate, there are concrete ways to help. When a friend of Ilona’s experienced a trauma, Ilona felt helpless. In such a terrible circumstance, how would she be able to understand what her friend needed? Should she reach out, or give her space?...
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Resources for Those with Depression

Resources for Those with Depression

Depression Depression is an insidious disease. Often regarded as an “invisible illness”, as with many other mental illnesses, depression affects roughly 8% of Canadians. Those under the age of 20 are most likely to exhibit symptoms of depression, and it is the fourth leading cause of disability in the world. It affects women in different ways than men, as they are 1.5 times more likely than men to be hospitalized for depression, and are twice as likely to experience depression. 90% of people suffering from depression never seek treatment. However, 80% of people who do...