Do You Have a Disability Case?
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How Does the Canada Pension Plan Affect My LTD Benefits?

How Does the Canada Pension Plan Affect My LTD Benefits?

Though they can seem similar, long-term disability (LTD) benefits are not the same thing as the disability benefits that are distributed through the Canada Pension Plan (CPP). If you’re considering a disability claim, it’s important to be aware of the differences, so you have a better understanding of the application process and the resources you may be entitled to receive. So what’s the difference between LTD and CPP? Long-term disability benefits are available through Group Insurance Benefits (usually offered through your employer) or an Individual Disability Insurance...
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Managing Pressure & Denied Disability Benefits

Managing Pressure & Denied Disability Benefits

Mark grew up in Cambridge, Ontario, and spent his entire life there. He loved being close to family and friends. He had a great community and a nice life. He had a stable job as an Assembly-Plant Quality Monitor, and his supervisors appreciated his hard work. He was well-liked amongst his colleagues.  Throughout his 20s and 30s, Mark experienced acute bouts of depression. Now, at age 53, it had been years since he’d had an episode and he generally felt stable and secure in his mental health. However, over the last few months, he had been more lethargic than usual....
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The Registered Disability Savings Plan (RDSP) and Your Disability Settlement

The Registered Disability Savings Plan (RDSP) and Your Disability Settlemen...

How To Ensure Long-Term Financial Security Often questions arise at the conclusion of a long-term disability action or motor vehicle claim as to how to ensure long-term financial security. Asking the right questions from your financial advisor and accountant is very important. For some disabled persons who have concluded a settlement or are granted an award from the court, the Registered Disability Savings Plan (RDSP) is a useful way to grow their settlement and ensure financial security.The RDSP is a tax-sheltered savings tool that can be used by disabled persons...