Do You Have a Disability Case?
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Understanding Diabetes as a Long-Term Disability

Understanding Diabetes as a Long-Term Disability

Usually when we think about diabetes, Type 1 and Type 2 diabetes come to mind. From the Canadian Diabetes Association: Type 1 diabetes occurs when the pancreas produces very little or no insulin and it occurs in about 5-10% of cases. Type 2 diabetes occurs when the pancreas produces very little insulin or the body cannot use the insulin that the pancreas is producing. Type 2 Diabetes is more prevalent than Type 1 diabetes. A third type of diabetes is gestational diabetes. Gestational diabetes occurs during pregnancy and refers to the body’s difficulty with producing...
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Long Term Disability: Osteoporosis

Long Term Disability: Osteoporosis

Many issues pertaining to health and well-being seem to articulate the differences between men and women clearly. Take osteoporosis, for example. Mere mention of this chronic illness in today’s culture conjures images of women suffering from weak and brittle bones. But a recent article in the New York Times gives us cause for concern: men get osteoporosis, too. But because it’s seen as a “women’s illness,” they’re less likely to get screened. It’s important to reflect on the causes and prevention of this illness, which is a Long-Term Disability. Those suffering from...
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Ask A Lawyer: Medical Marijuana and Your Rights

Ask A Lawyer: Medical Marijuana and Your Rights

  Q: My doctor prescribed me medical marijuana drops for my arthritis pain, but the insurance company says that I am not seeking treatment, so they do not have to pay me.  What can I do? A: If conventional medicine suggests that no further active treatment will help you to overcome your disability, then you do not have to do more than what your own physicians can offer you in that regard. If your doctors feel that there is some medication that you ought to take, and you do not take it, then that could be construed as failure to be in active treatment. Legally, if the...
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Share Lawyers Supports Client After Disability Claims Questioned by Insurance Company

Share Lawyers Supports Client After Disability Claims Questioned by Insuran...

At age 25, having recently earned her teaching degree and certification, Nicola had a very busy life. To stay in touch with nature and with herself in her first year of teaching, Nicola would go horseback riding every week. It was something she had done since girlhood. She felt that horseback riding had a recuperative effect, helping her to perform at her best at her new career.   DEMONSTRATING OPTIMISM Even when injuries from falling off a horse left her laid up with spinal injuries and struggling with her insurer, Nicola maintained her optimism. As an expression of...
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Legal Team Fights the Insurance Company!

Legal Team Fights the Insurance Company!

At age forty-eight, Karen Long had built up a career in financial administration that led to a new job as Chief Financial Officer with an Ontario manufacturer. At the time of her hire, Karen was promised a comprehensive benefits package, including medical, dental, and long-term disability insurance. FULLY COVERED AFTER THE FIRST THREE MONTHS As with many group benefit plans, Karen understood that the insurance coverage would not come into effect until after she held her new position for three months. After three months, she would be fully covered with the full benefits...
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Did You Know: Concussions Often Go Unnoticed

Did You Know: Concussions Often Go Unnoticed

Concussions are a mild traumatic brain injury that has a profound effect on the way your brain functions. They are defined as a brain injury caused by rapid movement of the brain inside the skull. It is essentially a hit on the head that comes with other symptoms such as headache, confusion, blurry vision and sickness. Concussions occur when the brain hits the side of the skull (once or more) and bruises and swells.   SYMPTOMS OF CONCUSSIONS Headaches Dizziness/confusion/ disorientation Feeling dazed/Seeing stars Sensitivity to light Ringing in ears Fatigue...