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How Do I Pay My Bills? Financial Options to Consider While Waiting for Your Insurance Settlement to Come Through

How Do I Pay My Bills? Financial Options to Consider While Waiting for Your...

By Shira Bernholtz B.A., LL.B. Client Services Lawyer, Share Lawyers The obvious answer to this question is that you need a source of income. But what happens when you are medically unable to work and the insurance company refuses to pay you benefits on the long-term disability policy? The long range solution is to retain Share Lawyers to fight the insurance company decision and win a settlement payment. There are, however, a number of short-term options, besides accumulating debt or high credit card balances. First, be sure you have made all possible claims: employment...
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Consider Applying to Social Services While Waiting for Your Insurance Settlement

Consider Applying to Social Services While Waiting for Your Insurance Settl...

  “But the insurance company should be paying my Benefits.” Yes, they should be paying your Long-Term Disability Benefits. But in the meantime you still have to eat. When the savings have been used, borrowing tapped out and credit at its limit, social services is an option to consider. In Ontario, social services (welfare) is an “income of last resort”. You can have a certain level of assets but nothing more. There has to be no income to the family unit, or at least a low enough income to meet the criteria (based on number of family members...