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How To Help Loved Ones During COVID-19

How To Help Loved Ones During COVID-19

As the world adjusts to the new, albeit temporary normal of COVID-19, we are learning how to go about our daily lives while practicing safe self-isolation and adhering to proper social distancing standards. But what if you have a loved one with a disability that needs your help? There is no simple trick, but there are options that can help.  Grocery Delivery Services Major supermarkets have invaluable resources such as online grocery ordering either for pickup or delivery, depending on the location. Loblaws’ Instacart service, Longo’s Grocery Gateway, No...
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Fibromyalgia Denied With Not Enough Proof

Fibromyalgia Denied With Not Enough Proof

Carter was used to a little bit of pain. He spent a lot of time on his feet in his day job as a building manager, and things just hurt more at 50 than they did at 20. That’s why he wasn’t too concerned when he started to experience mild but recurring pain that spread from his right leg to his lower back. It was unpleasant, but not entirely unexpected. Unfortunately, those symptoms persisted, and his efforts to diagnose the problem were largely ineffective. Based on the location of the pain, Carter thought it might have something to do with a bad fall that he had...
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Quitting Your Job Can Impact Your Disability Insurance Benefits

Quitting Your Job Can Impact Your Disability Insurance Benefits

Invisible disabilities are difficult to battle in the workplace, but just because you don’t see something doesn’t mean it doesn’t exist. In the case of mental health disorders such as anxiety and depression, it’s becoming more common for employees to seek time off to recover from a disorder.  The stigma of these conditions and disorders is what often leaves employees wondering if an insurer will take them seriously or deem the claim as legitimate. In those times of overwhelming stress and disarray, an employee may feel disgruntled enough to leave their job entirely...
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Can Your Disability Insurer Deduct Canada Pension Plan Benefits from your Monthly LTD Benefit?

Can Your Disability Insurer Deduct Canada Pension Plan Benefits from your M...

Primary CPP Benefits – The Answer is Yes Most Canadians who are receiving Long Term Disability Benefits through a Group Insurance Benefit Plan are asked, at some point, to apply for disability benefits from the Canada Pension Plan.      Most group policies require this and if approved will result in a reduction of your monthly LTD benefit. Moreover, a failure to apply could result in the insurance company estimating the amount of CPP benefits and deducting the amount, even if you’re not receiving it. People have a lot of difficulty understanding why this is...
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A Star is Reborn: How Lady Gaga Handles Chronic Pain & Mental Health

A Star is Reborn: How Lady Gaga Handles Chronic Pain & Mental Health

In many cases, pain is only half the battle. Dealing with a chronic condition will often take a severe toll on someone’s mental health, and that remains as true for Lady Gaga as it does for everyone else. The celebrated pop star elaborated on some of those mental health issues during a recent sit-down interview with Oprah Winfrey. While Lady Gaga has been quite candid about her struggles with fibromyalgia in the past, the interview provided more context and gave fans a better understanding of its mental impact. She was particularly forthcoming about a psychotic break that...
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Resources for Those Recently Unemployed Due to COVID-19

Resources for Those Recently Unemployed Due to COVID-19

In light of the current COVID-19 pandemic, there have been many changes to how businesses, both big and small, are operating. Many businesses are closing their doors for the safety of their staff and the general public, while others are cutting back on staffing in order to mitigate the spread of the virus. As a result, many Canadians are facing a loss of income that could prove crippling. However, despite these changes, the Canadian government has put in place a series of options available for those who find themselves recently unemployed as a result of the...