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Mental Health LTD Claims Frequently Denied

Mental Health LTD Claims Frequently Denied

To his friends and family, Omar was always known as content, somewhat introverted, and unassuming. At 41 years old, he was a business analyst who always showed up to work on time, and put in a solid effort. He lived in a nice apartment with his dog, enjoyed following local sports teams, and spent time with his loved ones on the weekends. What those around him didn’t see was that inside Omar was suffering. In his mid-30s, Omar started to realize that he might be affected by low-grade depression. His gloomy days were getting more frequent, and there were one or two weekends...
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Mental Illness is More Common Than You Think

Mental Illness is More Common Than You Think

Content Warning: This article deals with sensitive subject matter around the topic of suicide. Mental health issues are far more common than many people realize. The Canadian Mental Health Association reports that one in five Canadians will experience a mental health problem in any given year, with a full 50% of the population going through some form of mental illness by the time they hit 40. Unfortunately, the prevalence hasn’t done much to erase the stigma. Half of those battling anxiety or depression have never sought any form of treatment, and it’s easy to see why...
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Social Media Surveillance Leads to a Denied Claim

Social Media Surveillance Leads to a Denied Claim

From the outside, Felicity’s life looked perfect. She had always been an avid user of social media, and now that she was in the cosmetics industry, she worked even harder to hold up the façade. Her Instagram made it seem like her days were filled with one adventure after another, a series of posts featuring amazing beauty products and smiling faces.    However, her followers never saw the anxiety that lurked beneath the surface. Felicity worked as a visual merchandiser in a beauty supply store, and while that had seemed like an exciting job in her 20s, she was beginning...
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How to Find the Right Mental Health Specialist

How to Find the Right Mental Health Specialist

Mental health often manifests without any physical symptoms. This can make it difficult to diagnose, which in turn can make it even more difficult to get a long-term disability claim recognized. Unlike a broken arm or a torn ACL, there’s simply no way to make an irrefutable mental health diagnosis based on an x-ray or an MRI. That’s why getting the support of a medical professional is absolutely essential when filing a long-term disability claim related to your mental health. A trained therapist will be able to corroborate your experience and verify that you have a...
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When a Claim is Unclear, a Denial is Even More Likely

When a Claim is Unclear, a Denial is Even More Likely

We first met Walter when he was 37 years old. After a year of struggling with his mental health, he was looking for support for himself and his family. He was grateful to have found us, and we were lucky to be a part of his journey. As a truck driver, it was important for Walter to be fully engaged while driving. He was dealing with potentially dangerous situations on a daily basis, and there was little room for error. He had always been confident and focused at his job, but had recently begun to experience bouts of acute anxiety. Tasks that had seemed straightforward to...
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The Provincial Stance on PTSD in the Workplace

The Provincial Stance on PTSD in the Workplace

Soldiers and first responders are not the only people who experience traumatic events in the workplace. More and more provinces are beginning to recognize that post-traumatic stress disorder can result from adverse conditions in a number of different jobs and are passing legislation that offers unique protections to affected employees. Unfortunately, the strength of such benefits can vary depending on the province and the profession, with much of the support being directed to first responders. That shouldn’t come as much of a surprise. Firefighters, paramedics and police...