Do You Have a Disability Case?
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Planning Ahead the Key to Living With Cystic Fibrosis

Planning Ahead the Key to Living With Cystic Fibrosis

Cystic Fibrosis is a recessive genetic disorder that affects organs like the lungs, pancreas, and liver – gradually deteriorating the body over time – and those living with the condition must take constant care of their bodies through medications, treatments, nutrition, and frequent hospital visits.   One of our more recent clients, Scott, now 32, was only an infant when a sweat test conducted by his doctor detected a higher level of salt in his sweat – an early indicator of Cystic Fibrosis. Growing up, Scott was one of the more fortunate...
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Long Term Disabilities & the Importance of Being Believed

Long Term Disabilities & the Importance of Being Believed

A long term disability claim usually represents the culmination of a much lengthier medical process. People can exhibit symptoms for months or even years before they become severe enough to force them away from work, and most will usually go through many doctor’s appointments and many rounds of testing in an effort to diagnose (and treat) the problem before they make it to that point.   That’s why it can be so devastating when a disability claim gets rejected. In most cases, those months and years of testing will be well documented. If an insurance company then...
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A Day In The Life With Multiple Sclerosis

A Day In The Life With Multiple Sclerosis

Multiple Sclerosis (MS) can make the most fundamental daily tasks seem monumental. It can be a profoundly isolating experience, whether you live alone or with a family, feeling trapped in your own body.  Anna*, a client of ours, generously agreed to give us a glimpse at what her day-to-day experience with Relapsing-Remitting MS (RRMS) was like before she applied for long term disability benefits. A 46-year-old 5th-grade teacher at a local public school, she lived with her husband and just recently sent her twin sons off to University.  We met Anna six months...
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When it Comes to COVID-19 Pop Culture Shapes the Conversation

When it Comes to COVID-19 Pop Culture Shapes the Conversation

When Tom Hanks first announced that he and wife Rita Wilson had been diagnosed with COVID-19, it fundamentally altered the shape of the coronavirus discussion in North America. Before that, the media had focused primarily on the other side of the world, where the virus had already had a devastating impact in China, Italy and elsewhere. As one of the most beloved (and recognizable) actors of his generation, Tom Hanks served as a reality check. He made the disease seem less anonymous and indicated that no one would be immune to the pandemic. Hanks and Wilson have since...
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Fibromyalgia Denied With Not Enough Proof

Fibromyalgia Denied With Not Enough Proof

Carter was used to a little bit of pain. He spent a lot of time on his feet in his day job as a building manager, and things just hurt more at 50 than they did at 20. That’s why he wasn’t too concerned when he started to experience mild but recurring pain that spread from his right leg to his lower back. It was unpleasant, but not entirely unexpected. Unfortunately, those symptoms persisted, and his efforts to diagnose the problem were largely ineffective. Based on the location of the pain, Carter thought it might have something to do with a bad fall that he had...
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Quitting Your Job Can Impact Your Disability Insurance Benefits

Quitting Your Job Can Impact Your Disability Insurance Benefits

Invisible disabilities are difficult to battle in the workplace, but just because you don’t see something doesn’t mean it doesn’t exist. In the case of mental health disorders such as anxiety and depression, it’s becoming more common for employees to seek time off to recover from a disorder.  The stigma of these conditions and disorders is what often leaves employees wondering if an insurer will take them seriously or deem the claim as legitimate. In those times of overwhelming stress and disarray, an employee may feel disgruntled enough to leave their job entirely...