Do You Have a Disability Case?
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Canadian Armed Forces Veterans & the SISIP Long Term Disability Plan

Canadian Armed Forces Veterans & the SISIP Long Term Disability Plan

In 2018, the Liberal government put aside more than $622 million to bail out the LTD plan for Canada’s veterans, as part of the 2018 budget. Like other Canadians who find out that they must fight to recover their disability insurance benefits, veterans are no different, although they appear to also face chronic funding shortages that appear to contribute to claims being denied or cut off prematurely. SISIP stands for the Service Income Security Insurance Plan. The plan is underwritten by Manulife Financial who administer these claims much as they would any LTD plan...
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How to Find the Right Mental Health Specialist

How to Find the Right Mental Health Specialist

Mental health often manifests without any physical symptoms. This can make it difficult to diagnose, which in turn can make it even more difficult to get a long-term disability claim recognized. Unlike a broken arm or a torn ACL, there’s simply no way to make an irrefutable mental health diagnosis based on an x-ray or an MRI. That’s why getting the support of a medical professional is absolutely essential when filing a long-term disability claim related to your mental health. A trained therapist will be able to corroborate your experience and verify that you have a...
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When a Claim is Unclear, a Denial is Even More Likely

When a Claim is Unclear, a Denial is Even More Likely

We first met Walter when he was 37 years old. After a year of struggling with his mental health, he was looking for support for himself and his family. He was grateful to have found us, and we were lucky to be a part of his journey. As a truck driver, it was important for Walter to be fully engaged while driving. He was dealing with potentially dangerous situations on a daily basis, and there was little room for error. He had always been confident and focused at his job, but had recently begun to experience bouts of acute anxiety. Tasks that had seemed straightforward to...
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Multiple Sclerosis and Diet: What Should MS Patients Eat?

Multiple Sclerosis and Diet: What Should MS Patients Eat?

There is no cure for Multiple Sclerosis and current treatment options can only slow the progression of the disease. Fortunately, there are things you can do to make those treatment options more effective, and maintaining good overall health is one of the best ways to make MS more manageable. That’s why diet is so important for people with Multiple Sclerosis. Eating the right foods will not eliminate symptoms, but living a healthy lifestyle will make the body better equipped to handle the rigours of the disease. That can lessen the severity of symptoms, reduce the...
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Resources for Those with Depression

Resources for Those with Depression

Depression Depression is an insidious disease. Often regarded as an “invisible illness”, as with many other mental illnesses, depression affects roughly 8% of Canadians. Those under the age of 20 are most likely to exhibit symptoms of depression, and it is the fourth leading cause of disability in the world. It affects women in different ways than men, as they are 1.5 times more likely than men to be hospitalized for depression, and are twice as likely to experience depression. 90% of people suffering from depression never seek treatment. However, 80% of people who do...
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Talking About Mental Health at Work

Talking About Mental Health at Work

It’s hard enough having mental illness, but the prospect of talking about it at work can seem almost too much to bear. While it’s usually straightforward to explain that you need time off for the flu, the stigma around mental illness makes it far more difficult to address symptoms of depression in a similar manner. One of our clients, Sandra, recently experienced this exact scenario. While Sandra’s depression is often controlled by medication and cognitive behavioural therapy, it can fluctuate during particularly challenging life events. Five years ago during a...