Do You Have a Disability Case?
delete
Limitation Periods Revisited – Western Life Assurance Company v. Penttila

Limitation Periods Revisited – Western Life Assurance Company v. Penttila

The Ontario Divisional Court revisited the vexing topic of disability benefits and the applicable limitation period in Western Life Assurance Company v. Penttila[i].  For claimants, the good news is that the principle of “discoverability” is alive and well, which means that the calculation of when the two year limitation period in Limitations Act starts to run depends on the circumstances of the particular case. Here is a brief chronology of the facts in the Western Life case: May 16, 2012 – LTD approved February 19, 2013 – Western advises the claimant that...
delete

“How Would You Describe Your Share Lawyers Experience In One Word?”

On September 26, 2017, Share Lawyers hosted a client appreciation event at our office on Yonge St. in Toronto. At the event, several clients who have demonstrated a passion for wanting to help others in the Share Lawyers community shared their story on video. With the footage, Share Lawyers has been able to create some videos that showcase their experiences with our company, and also provide advice and guidance to the community at large. Please take a look at one of our videos here! We’re so proud to have represented each of these people. In the coming weeks, you will see...
delete
Here’s How We Win Your Case: Exchanging Written Offers

Here’s How We Win Your Case: Exchanging Written Offers

As I said in one of our other blogs in this series, most cases gets settled in one of 3 ways: Mediation Settlement Meetings Exchanging Written Offers Exchanging Written Offers So far we’ve discussed how your case can be settled by Mediation and Settlement Meetings. In this blog, we discuss exchanging offers. Once again, we base this on which insurance company and lawyer we happen to be dealing with, the nature of the issues in dispute, and the prospect for settling the case without the assistance of a mediator or a settlement meeting. Offers can be exchanged at any time,...
delete
Ask A Lawyer: Obsessive Compulsive Disorder and Your Rights

Ask A Lawyer: Obsessive Compulsive Disorder and Your Rights

Share Lawyers answers questions about Obsessive Compulsive Disorder (OCD) and your rights. Q: My disability claim, based on a recent diagnosis of OCD, was just denied. I feel so alone. Why would the insurance company do this? A: If your filed a disability claim, for OCD or any other disability, has been denied, you are probably unsure of what to do next. Keep in mind that denying a disability claim is a commonly used tactic by insurance companies. While private insurance companies are tight-lipped about their claim-denial rates, government data offers an insight into the...
delete
Why You Should Fight the Insurance Company’s Denial of Your Claim

Why You Should Fight the Insurance Company’s Denial of Your Claim

After being denied disability benefits, be it short-term or long-term, you might feel disappointed and even overwhelmed. Despite your best efforts, you’re now unable to claim the benefits you feel you’re entitled to. And on top of that, you’re managing the symptoms of your disability, which are often painful and challenging. Fight Against Your Insurance Company For You Denied Disability Benefits You certainly couldn’t be blamed for deciding to not fight your insurance company’s decision. Fighting your insurance company’s denial can be a grueling one, especially if you...
delete
Why Band-Aid Legal Solutions Don’t Work in Disability Insurance Claims

Why Band-Aid Legal Solutions Don’t Work in Disability Insurance Claim...

When you have submitted your disability insurance claim and the claim has been denied, often repeatedly, the hope and wish is that there is some quick fix to changing the mind of the insurance company who seems to have found any and every reason – which sometimes feels like no valid reason – to deny your claim.     By “Band-Aid Legal Solutions” I mean attempting to take steps that common sense suggests would result in making a denial into an approval. Here are a few examples of solutions that rarely work: 1. Appealing Through the Insurance Offered...