Do You Have a Disability Case?
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Why It’s So Important to Listen & Empathize With Our Clients

Why It’s So Important to Listen & Empathize With Our Clients

At the most basic level, a disability is a disruption. Those who develop a condition in their adulthood can suddenly find themselves struggling with everyday tasks, and are physically or mentally unable to do as much as they did when they were younger. It can be incredibly demoralizing to be forced to confront those limitations, and no one feels that more acutely than the person wading through a to-do list that never seems to get any smaller. Unfortunately, many bystanders are simply unwilling or unable to empathize with that struggle. They have no broader understanding...
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Should I Assume I’m Under Surveillance By The Insurance Company?

Should I Assume I’m Under Surveillance By The Insurance Company?

When you apply for disability insurance, it’s quite common for the insurance company to put you under surveillance. Now, if you don’t know what that means, the term “surveillance” can be a little daunting, even downright frightening. So what does being under surveillance entail and what do you need to know to protect yourself?  What it means is that they’re keeping an eye on your day-to-day activity to make sure you’re not lying or exaggerating your claim of illness and disability. They may keep an eye on your social media accounts and the accounts of your friends and...
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How Do I Convince My Insurance Provider to Approve My Claim?

How Do I Convince My Insurance Provider to Approve My Claim?

When it comes to a long term disability claim, the diagnosis is only half the battle. You still need to get your insurance company to approve your disability. Most providers will be hesitant to do so and will scrutinize your application to find a way to invalidate your claim and avoid paying benefits. So what can you do to make sure your claim makes it through the rigorous review process? Generally speaking, more evidence is always better. X-rays, CAT scans, MRIs, ultrasounds, and other test results can all serve as irrefutable evidence of a medical condition. If you can...
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Managing Pressure & Denied Disability Benefits

Managing Pressure & Denied Disability Benefits

Mark grew up in Cambridge, Ontario, and spent his entire life there. He loved being close to family and friends. He had a great community and a nice life. He had a stable job as an Assembly-Plant Quality Monitor, and his supervisors appreciated his hard work. He was well-liked amongst his colleagues.  Throughout his 20s and 30s, Mark experienced acute bouts of depression. Now, at age 53, it had been years since he’d had an episode and he generally felt stable and secure in his mental health. However, over the last few months, he had been more lethargic than usual....
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[VIDEO] Teachers, Chronic Pain, & the Importance of Disability Benefits

[VIDEO] Teachers, Chronic Pain, & the Importance of Disability Benefit...

The need for disability benefits can feel unnecessary. To the average person who has never experienced physical or mental impairments, it can be incomprehensible. But the fact is that some disabilities actively inhibit your ability to function on a day-to-day basis. If you can’t function normally during your daily routines, going to work and performing to a set standard will also be next to impossible. Teachers who suffer from chronic pain are an excellent example of why disability benefits are so necessary.  Most teachers spend their days on their feet in front of...
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Managing Stress with a Disability: Life After Your Settlement

Managing Stress with a Disability: Life After Your Settlement

After your settlement, there will be a feeling of great relief. However, the calm after the storm comes with its own set of challenges.  Adjusting to life with a disability is never easy. Change is difficult, and finding ways to cope with certain limitations is a challenge. Learning to accept your disability is a process, filled with highs and lows. Experts encourage those in this situation to allow themselves a period of mourning. Experiencing sadness and frustration is normal, and should not be suppressed. Allowing yourself to feel and express yourself honestly...