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Update on Wiles v. Sun Life – Limitation Periods and Relief from Forfeiture – Ontario Court of Appeal Upholds Summary Dismissal of Claim

Update on Wiles v. Sun Life – Limitation Periods and Relief from Forfeiture...

Several months ago, I wrote a blog regarding this case where I suggested that perhaps the summary judgment decision would be reviewed by the Ontario Court of Appeal. The OCA released their decision on September 19, 2018, upholding the dismissal granted by Justice Taylor. Taylor, J. had dismissed the lawsuit against both Sun Life and the employer on the basis that the one-year limitation period in Sun Life’s LTD policy had been missed, and on the basis that Ms. Wiles failure to submit a timely LTD application did not provide the necessary criteria for granting relief from...
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A Paramedic, Denied His Benefits

A Paramedic, Denied His Benefits

First responders seldom got the glory – but that never bothered Peter. He became a paramedic because he wanted to help people, not because he wanted the attention. Peter saved people’s lives. He might not be a doctor or a nurse, but he was proud of the work he did as a crucial member of the medical system. He never expected the personal cost to be so high. As the first person at the scene of an accident, Peter would often arrive to discover that there was nothing left to be done. The natural world can be careless and cruel. Over the course of ten years, he’d seen...
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Teacher Denied LTD Benefits

Teacher Denied LTD Benefits

When it came to her health, Hong used to think she could deal with anything. She spent her days in front of a classroom filled with fourth graders, and you don’t need to be a virologist to know that children are not the most hygienic coworkers. Every year, her students came to class with pink eye, sore throats, and some new mutant strain of flu, but Hong knew the risks before she became a teacher so it’s something she learned to live with. Fortunately, Hong had always had an incredible ability to recover. No matter how bad things got, a day of rest, some chicken soup, and...
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When PTSD Is Not Enough to Secure Disability Benefits

When PTSD Is Not Enough to Secure Disability Benefits

Content Warning: This article deals with sensitive subject matter around the topic of sexual assault and sexual abuse of children. Jane, aged 27, knew that sex was a major part of the lives of most adults. But she could never relate to that coming-of-age experience. There was always a distance as if she had been kicked out of some secret club even though everyone else had been given a free membership. After years of depression and talk therapy, Jane was diagnosed with Post Traumatic Stress Disorder stemming from the sexual assault she experienced as a child. She was still...
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A Day In The Life of a Gambling Addiction

A Day In The Life of a Gambling Addiction

Gambling is a common behavioural addiction. Approximately 5% of Canadians who gamble are referred to as problem gamblers, a term that implies their gambling habits have shifted from an innocuous hobby into the realm of serious consequences and self-destructive habits. Gambling can start as young as 15, as high school students are anywhere from 2 to 4 times more likely than any other age group to start gambling. Share Lawyers spoke with Bruce, a problem gambler in recovery, about when his addiction began, how difficult life became at its worst, and how he regained control...
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Support Animals & Addiction Recovery: A Beautiful Bond

Support Animals & Addiction Recovery: A Beautiful Bond

Comedian Gilda Radner once said “I think dogs are the most amazing creatures; they give unconditional love. For me, they are the role model for being alive.” As most pet owners know, the connection that can be created between animals and humans is profound. For those recovering from addiction, it is often life-changing. In May of 2017, Global News discussed this topic through their investigation into pet therapy and addiction recovery. In their coverage, they examined statistics from a survey conducted by the Canadian Centre on Substance Use and Addiction. Of those who...