Do You Have a Disability Case?
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How Do I Convince My Insurance Provider to Approve My Claim?

How Do I Convince My Insurance Provider to Approve My Claim?

When it comes to a long term disability claim, the diagnosis is only half the battle. You still need to get your insurance company to approve your disability. Most providers will be hesitant to do so and will scrutinize your application to find a way to invalidate your claim and avoid paying benefits. So what can you do to make sure your claim makes it through the rigorous review process? Generally speaking, more evidence is always better. X-rays, CAT scans, MRIs, ultrasounds, and other test results can all serve as irrefutable evidence of a medical condition. If you can...
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Important Information for Travellers on Long Term Disability

Important Information for Travellers on Long Term Disability

Those who travel know how important it is to be well prepared. From carry-on regulations to size requirements to packing lists, the more you plan for in advance, the smoother your travels will be.  For individuals on Long Term Disability (LTD), good organization will not only make travel easier but can be a necessary component for being able to travel at all. This is because the stakes are often high. One’s insurance company, for instance, may see travel as being inconsistent with being disabled from gainful employment. Planning for this is imperative.  The most...
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Own Occupation vs. Any Occupation

Own Occupation vs. Any Occupation

Own Occupation In most cases when a claim is approved for disability benefits it will fall under the own occupation category, at least for the first few months up to approximately two years. This means that the claimant is unable to perform the specific occupation they had when they became unable to work. However, there are many nuances involved in establishing total disability during this period. Norwood on Life Insurance Law in Canada states, “Total disability in the legal sense does not require that the insured be incapable of all work activity, only that the medical...
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[VIDEO] The Importance Of Keeping Good Records

[VIDEO] The Importance Of Keeping Good Records

When it comes to applying for disability benefits, having accurate and detailed documents is an asset. However, sometimes it’s difficult to know just what documents you should be keeping an eye on. What records should you keep yourself? Can you trust your physician to keep all of the details in order? How vigilant do you have to be regarding your own records?  “It’s important that what is being provided to the insurance company is accurate information,” says Kirk Sloane, Associate Lawyer at Share Lawyers. If you’re in the process of making a claim for disability...
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Eating for the Heart: Diet and Your Overall Heart Health

Eating for the Heart: Diet and Your Overall Heart Health

Numerous studies have shown that the foods we eat have a direct impact on hypertension and overall heart health. A diet built around fresh fruits and vegetables is better than a diet loaded with sugar, sodium, and saturated fat, all three of which should be avoided. However, knowing what to eat is only half the battle. You also need to build good habits and follow through to make sure you actually eat those healthy foods and avoid the temptation of processed foods like chips and other snacks. For many people, that can prove to be far more of a challenge. Grocery store...
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Ask a Lawyer: Why Hire A Lawyer To Help With Your Claim? [VIDEO]

https://www.sharelawyers.com/blog/wp-content/uploads/2019/04/Chris-1.mp4 Having to take time off of work to recover from a disability or illness can be a source of great stress. Fighting a denied disability claim in the process is just painful. Often, it may seem like too much of an added expense, both financially and emotionally, to invest in a disability lawyer to help with your case. This is a misconception that can actively hurt your case in the long run, simultaneously hindering your recovery. So while it may feel unnecessary to hire a lawyer, we assure you it’s a...