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An Office Manager Without An Office: Denied Claim For Migraines

An Office Manager Without An Office: Denied Claim For Migraines

Celine is a 32 year old office manager that felt like she could handle anything the job could throw at her.  Like many workplaces, Celine’s employer had closed its offices in the Kitchener-Waterloo region and transitioned to a work from home environment at the start of the COVID-19 pandemic. The decision was understandable, but it completely upended her day-to-day routine, as well as the basic demands of the job and the workflow processes she had developed over the years. This took a toll on Celine’s health. While Celine had experienced migraines in the past, they...
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Surveillance and LTD Claims – Are Insurers Doing More Surveillance During COVID-19?

Surveillance and LTD Claims – Are Insurers Doing More Surveillance During C...

Surveillance and LTD Claims – Are Insurers Doing More Surveillance During COVID-19? If you’ve made a disability claim it’s important to realize that your insurance company frequently hires private investigators to observe your activities and as well as reviewing your online activity to assess whether you are being truthful with them about your inability to work. This is not new, however, as a result of an increased number of claims arising from the impact of COVID-19, there can be little doubt that insurers will be looking at monitoring your activities to a greater...
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Why is My Employer Giving Me a Deadline? Frustrated Contracts and Disability Claims

Why is My Employer Giving Me a Deadline? Frustrated Contracts and Disabilit...

When you are forced to go off work due to illness or injury, it isn’t a happy time for you or your employer.   For employers having employees off on a disability claim creates a difficult situation where employers may have to scramble to ensure that your work gets done. If your claim is denied for short term or long-term disability benefits, an employer will often put pressure on you to return to the workplace or risk losing your job.  In order to reduce costs and minimize disruption in the workplace, employers may choose to try to end the relationship with...
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A Nurse’s Denied Disability With Multiple Sclerosis

A Nurse’s Denied Disability With Multiple Sclerosis

Like many chronic condition diagnoses, a multiple sclerosis diagnosis can change a person’s life. In many ways, it can mean anticipating flare-ups of chronic pain and discomfort at any given time throughout the day. Lauren, a 45-year-old Nurse Practitioner working at a busy medical clinic and single mother with two teenage boys, leads a chaotic but fulfilling life. Having worked at the clinic for nearly 15 years, she loved her job and managed to work around its long, tiring hours on top of taking care of her home and her children. But one day that started to change. While...
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The Impact Of COVID-19 On Anxiety Disorders

The Impact Of COVID-19 On Anxiety Disorders

To say there are misconceptions about anxiety disorders is an understatement. Oftentimes, the general public holds the impression that those with anxiety disorders simply need to relax to solve their problems. That enough yoga or meditation will cure them of their mental illness, and that it’s rooted in a frame of mind. The reality however, is far more complex. Generalized Anxiety Disorder (GAD) is the broadest anxiety disorder in its class, and, consequently, the most prevalent, affecting approximately 3% of the general population annually. The impact of COVID-19 on...
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A Painful Awakening, Living with Fibromyalgia

A Painful Awakening, Living with Fibromyalgia

As a remote online support specialist, Joseph knew his job wasn’t physically demanding. And yet, he was always trying to rub the tension out of his arms and legs, and his lower back would usually be sore (sometimes agonizingly so) when he finally clocked out at the end of the day. Things finally reached a breaking point shortly after Joseph turned 37. Though his pain had been getting worse for several years, it had never prevented Joseph from doing his job. He decided to consult his doctor for tests only after his performance at work began to suffer. ...