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Desjardin Denies LTD to Business Owner

Desjardin Denies LTD to Business Owner

If you run your own business or are an employee in a business that has Desjardin group benefits, and your claim for long term disability benefits has been denied, here a few things that you might find helpful: The fact that your claim has been denied does not mean that you should not pursue your claim or that you don’t have a good case Share Lawyers has taken on many of these types of claims and succeeded in recovering fair settlements Desjardins covers business owners,  many employees from large conglomerates and multi jurisdictional employers, to school and medical...
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“How Would You Describe Your Share Lawyers Experience In One Word?”

On September 26, 2017, Share Lawyers hosted a client appreciation event at our office on Yonge St. in Toronto. At the event, several clients who have demonstrated a passion for wanting to help others in the Share Lawyers community shared their story on video. With the footage, Share Lawyers has been able to create some videos that showcase their experiences with our company, and also provide advice and guidance to the community at large. Please take a look at one of our videos here! We’re so proud to have represented each of these people. In the coming weeks, you will see...
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Making The Difficult Decision To Stop Working And Apply For Benefits

Making The Difficult Decision To Stop Working And Apply For Benefits

Deciding to stop working and applying for disability benefits can be a very difficult decision to make. It is critical to carefully select when to stop working, as choosing the wrong time can lead to your claim being denied and can leave you with an uphill court battle. Is it Time? Most people who apply for disability insurance do not need to stop working immediately. They may suffer from a chronic illness or injury that makes continuing to work problematic, but not impossible. If you choose to continue to work with a disability, it is vital that you regularly meet with...
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LTD and Pre-Existing Exclusions

LTD and Pre-Existing Exclusions

In a past blog, we discussed how some LTD claims are denied based on the pre-existing exclusion clause.  We are revisiting the subject because the trend in Canadian society is towards greater movement of the labour force from one job to another, and so it is important to understand the implications of whether such a clause may impact your potential entitlement to disability benefits at some point. If the exclusion clause applies, you will not be entitled to receive any disability benefits. This blog will focus on answering some frequently asked questions that we...
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Insurance Denied for Lasting PTSD

Insurance Denied for Lasting PTSD

  Alicia had just turned 49 and was living alone for the first time. When her only child went away to university, Alicia moved to a small 2 bedroom house in a nice neighbourhood with high hopes for the next chapter in her life. In the middle of the night, she awoke to the sound of noises and footsteps in her house. It took her a few seconds to realize that hearing noises within her home at night was no longer normal. Before she knew it, she was quietly moving down the stairs to the ground floor – and came face-to-face with a man and a gun. Her home intruders...
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Here’s How We Win Your Case: Exchanging Written Offers

Here’s How We Win Your Case: Exchanging Written Offers

As I said in one of our other blogs in this series, most cases gets settled in one of 3 ways: Mediation Settlement Meetings Exchanging Written Offers So far we’ve discussed how your case can be settled by Mediation and Settlement Meetings. In this blog, we discuss exchanging offers. Once again, we base this on which insurance company and lawyer we happen to be dealing with, the nature of the issues in dispute, and the prospect for settling the case without the assistance of a mediator or a settlement meeting. Offers can be exchanged at any time, however, we would need to...