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Occupational Therapist Denied Disability With Crohn’s Diagnosis

Occupational Therapist Denied Disability With Crohn’s Diagnosis

As an occupational therapist, Ken believed in helping others through physical activity and learning to connect with their bodies in new and unique ways. When he was 35, he decided to try and push himself by putting his money where his mouth was and adding to his exercise regime. He started running more and working out more regularly. He started to notice a change in his body and attributed it to the exercise. Unfortunately, there was another reason. He started to lose weight. Slowly at first, and then progressively more quickly. He noticed more abdominal pain than usual,...
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[VIDEO] Ask A Lawyer: What If I’m Being Forced Back To Work?

[VIDEO] Ask A Lawyer: What If I’m Being Forced Back To Work?

https://www.sharelawyers.com/blog/wp-content/uploads/2019/07/Alison-2.mp4 Knowing when to go back to work after an injury or disability can be tricky. Often people will be cautious about returning too quickly but also eager to get back to life as normal (or at least as normal as possible). In some instances, the insurance company may try to “force” a client back to work before they feel they’re ready, claiming that they seem well enough. So what can you do in these situations? According to Alison Gilmour, one of our associate lawyers, the insurance company cannot legally...
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The Unpredictable Symptoms of Crohn’s Disease Leads to a Claim Denial

The Unpredictable Symptoms of Crohn’s Disease Leads to a Claim Denial

For Everett, stomach pain was nothing new. He was first diagnosed with Crohn’s disease when he was 14. By the time he was 39, he had been through several surgeries and countless doctor’s appointments. He felt like he had spent half of his life in a waiting room or a recovery bed but for the most part, he was able to manage well enough to go about his business as a Fund Manager with a firm downtown. Unfortunately, some days were worse than others. When his symptoms flared, the pain could be debilitating, and the diarrhea only added to his embarrassment. He often called in...
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Top 8 Reasons LTD Claims Are Denied

Top 8 Reasons LTD Claims Are Denied

Incomplete or late LTD Applications: Your claim may be denied if your forms are not completed properly or sent in within the insurance company deadlines. Pre-Existing Medical Conditions: If you have only had your group benefits for a brief period of time and had a medical condition in the past, the claim will be reviewed to determine whether the claim can be denied based on the pre-existing exclusion clause in your group policy. Negligent or Fraudulent Misrepresentation: If you have a private or individual LTD policy, the rules regarding pre-existing medical conditions...
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Returning To Work Leads To Denied Benefits For Ulcerative Colitis

Returning To Work Leads To Denied Benefits For Ulcerative Colitis

Lizzy was an Information Systems Analyst who loved her job. At 29, she lead a healthy, active life. Then everything changed. One day, out of nowhere, she started to have severe diarrhea. She liked to try out the newest restaurants in the city, so she just chalked it up to a bad meal. But then it happened again and this time her stool was bloody. She started to suffer severe cramping and abdominal pain while she was at work and kept having to leave her desk to run to the bathroom, which often turned out to be a false alarm. She couldn’t focus on her job, so her performance...
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[VIDEO] What Should I Expect From My Free Consultation?

[VIDEO] What Should I Expect From My Free Consultation?

https://www.sharelawyers.com/blog/wp-content/uploads/2019/07/Janice-1.mp4 We often get many questions about our free consultations. Predominantly, potential clients want to know the details of what happens at a consultation, and what’s involved in the process. So we’re going to shed some light on just what goes on behind those doors. The primary function of our free consultations is, ultimately, to provide potential clients with a sense of relief. “It’s amazing to me how often I hear from clients who meet with me on an initial consultation and, at the end of the meeting,...