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When Fitness Equals Finance

When Fitness Equals Finance

When Logan was young, he would spend every day outdoors. There was nothing he loved more than tossing a ball, shooting a puck, and running around with his friends. He was athletic from the time he could walk  – and physical activity was an important part of his life. As he got older he began to run marathons. Fitness became not only a hobby, but a lifestyle for him. For that reason, he decided to turn his passion into a career. He loved his job as a physical trainer. Not only was he active all day long, but he felt like he was truly helping others achieve their...
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Getting Around with MS

Getting Around with MS

When Adam was 32, he noticed some changes in the way he felt, both physically and emotionally. He was suddenly more tired than usual and started suffering from dizzy spells. His sister had an iron deficiency, and he thought that may be the case for himself as well. He approached his doctor, and after testing his iron levels and seeing that they were regular, he was asked to come in for another appointment. Almost as an afterthought, he mentioned to his doctor that he had recently begun experiencing some tenderness and pain in his face. She thought it would be a good idea...
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Celebrities with MS

Celebrities with MS

On October 20, Selma Blair made headlines when she revealed that she had been diagnosed with Multiple Sclerosis. Best known for her roles in films like Hellboy, Legally Blonde, and Cruel Intentions, the actress made the announcement via Instagram, confidently telling her fans, “I have MS and I am okay.” That optimistic message has been expressed by other celebrities with MS. That list includes Jack Osbourne, Richard Pryor, and the award-winning writer Joan Didion, all of whom were (and are) able to lead fulfilling lives in the years following their diagnoses....
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How Desk Work Can Take A Toll On Your Physical & Mental Health

How Desk Work Can Take A Toll On Your Physical & Mental Health

Carl graduated from college five years ago, and felt fortunate to quickly secure a job in his field – human resources. He found his career path compelling, was friendly with all of his co-workers, and felt satisfied with his work life balance. Carl had always considered himself to be a fairly even tempered person. He was rarely overly enthused, but rarely felt anger or frustration. Overall, he was content. In his fourth year at his job, he started to experience minor back strain while sitting at his desk. To combat it, he started taking more frequent breaks and...
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Update on Wiles v. Sun Life – Limitation Periods and Relief from Forfeiture – Ontario Court of Appeal Upholds Summary Dismissal of Claim

Update on Wiles v. Sun Life – Limitation Periods and Relief from Forfeiture...

Several months ago, I wrote a blog regarding this case where I suggested that perhaps the summary judgment decision would be reviewed by the Ontario Court of Appeal. The OCA released their decision on September 19, 2018, upholding the dismissal granted by Justice Taylor. Taylor, J. had dismissed the lawsuit against both Sun Life and the employer on the basis that the one-year limitation period in Sun Life’s LTD policy had been missed, and on the basis that Ms. Wiles failure to submit a timely LTD application did not provide the necessary criteria for granting relief from...
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Family Physician Denied Benefits

Family Physician Denied Benefits

As a family physician, Erica can’t even count the number of patients who have asked her to support some kind of long-term disability claim. It’s a lot more common than people think. The causes and conditions vary – she’s dealt with everything from heart disease to the lingering after-effects of car crashes – but in each case, the symptoms are very real. Her patients have chronic medical issues that prevent them from doing their jobs, and they need a professional medical opinion to make sure their claims get honoured by an insurance company. Yet Erica didn’t fully...

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