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Marijuana Usage and Insurance Claims

Marijuana Usage and Insurance Claims

One Sunday morning, Vik woke up and set about his usual Sunday routine. He kissed his wife Priscilla who slept in on Sundays, freshened himself up then proceeded to start making breakfast for his family of four. Vik’s job as head of IT at the local college kept him busy during the week so Vik, a stickler for good work-life balance, tried to make the most of the weekend. He spent his Saturdays with his wife doing different activities around the house and the neighbourhood, then took the family out to dinner at a restaurant often chosen by his 16-year old daughter Zahra. On...
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Long Term Disability: Osteoporosis

Long Term Disability: Osteoporosis

Many issues pertaining to health and well-being seem to articulate the differences between men and women clearly. Take osteoporosis, for example. Mere mention of this chronic illness in today’s culture conjures images of women suffering from weak and brittle bones. But a recent article in the New York Times gives us cause for concern: men get osteoporosis, too. But because it’s seen as a “women’s illness,” they’re less likely to get screened. It’s important to reflect on the causes and prevention of this illness, which is a Long-Term Disability. Those suffering from...
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Ask A Lawyer: Medical Marijuana and Your Rights

Ask A Lawyer: Medical Marijuana and Your Rights

  Q: My doctor prescribed me medical marijuana drops for my arthritis pain, but the insurance company says that I am not seeking treatment, so they do not have to pay me.  What can I do? A: If conventional medicine suggests that no further active treatment will help you to overcome your disability, then you do not have to do more than what your own physicians can offer you in that regard. If your doctors feel that there is some medication that you ought to take, and you do not take it, then that could be construed as failure to be in active treatment. Legally, if the...
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Share Lawyers Supports Client After Disability Claims Questioned by Insurance Company

Share Lawyers Supports Client After Disability Claims Questioned by Insuran...

At age 25, having recently earned her teaching degree and certification, Nicola had a very busy life. To stay in touch with nature and with herself in her first year of teaching, Nicola would go horseback riding every week. It was something she had done since girlhood. She felt that horseback riding had a recuperative effect, helping her to perform at her best at her new career.   DEMONSTRATING OPTIMISM Even when injuries from falling off a horse left her laid up with spinal injuries and struggling with her insurer, Nicola maintained her optimism. As an expression of...
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Tips for Applying for a Disability Claim: Part 2

Tips for Applying for a Disability Claim: Part 2

This post is the second in a three-part series of blogs on the do’s and don’ts involved in your claims process. Click to read the first blog of the series. In addition to informing yourself of the pertinent information and timelines for the claims process, it is essential that you organize your documents and meet the deadlines for submitting them. It is also critical that you file your claim in a timely manner to avoid missing deadlines. It is also in your interest to keep records of everything related to your disability case, and to take notes of your conversations with...
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Did You Know: Concussions Often Go Unnoticed

Did You Know: Concussions Often Go Unnoticed

Concussions are a mild traumatic brain injury that has a profound effect on the way your brain functions. They are defined as a brain injury caused by rapid movement of the brain inside the skull. It is essentially a hit on the head that comes with other symptoms such as headache, confusion, blurry vision and sickness. Concussions occur when the brain hits the side of the skull (once or more) and bruises and swells.   SYMPTOMS Headaches Dizziness/confusion/ disorientation Feeling dazed/Seeing stars Sensitivity to light Ringing in ears Fatigue Nausea/vomiting  ...