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Ask a Lawyer About Chronic Pain

Ask a Lawyer About Chronic Pain

In this blog post, Share Lawyers’ lawyers answer questions from potential clients with chronic pain. Read on to learn more about particular issues surrounding disability and chronic pain. Q: I suffer from chronic pain that stops me from working. My specialist suspects Lyme disease, but we don’t have a firm diagnosis yet. Should I wait for my diagnosis before I apply for long-term disability benefits? A: If you have symptoms that prevent you from working, and you have doctors that support your disability, you should not wait for a diagnosis. Submit your claim as soon as...
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Disabilities That Often Go Overlooked

Disabilities That Often Go Overlooked

Some conditions that qualify for disability coverage may surprise you. While some disabilities are conditions that you wouldn’t necessarily expect –  they all negatively impact the lives of the people who have them. At Share Lawyers, we know that the people who have disabilities need care and support, and will often need expert legal assistance to ensure that their claims are approved. These disabilities are serious and hinder those who have them in their daily lives. Scarring You might be surprised to learn that scarring can qualify as a disability. People...
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Marijuana Usage and Insurance Claims

Marijuana Usage and Insurance Claims

One Sunday morning, Vik woke up and set about his usual Sunday routine. He kissed his wife Priscilla who slept in on Sundays, freshened himself up then proceeded to start making breakfast for his family of four. Vik’s job as head of IT at the local college kept him busy during the week so Vik, a stickler for good work-life balance, tried to make the most of the weekend. He spent his Saturdays with his wife doing different activities around the house and the neighbourhood, then took the family out to dinner at a restaurant often chosen by his 16-year old daughter Zahra. On...
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Ask A Lawyer: Medical Marijuana and Your Rights

Ask A Lawyer: Medical Marijuana and Your Rights

  Q: My doctor prescribed me medical marijuana drops for my arthritis pain, but the insurance company says that I am not seeking treatment, so they do not have to pay me.  What can I do? A: If conventional medicine suggests that no further active treatment will help you to overcome your disability, then you do not have to do more than what your own physicians can offer you in that regard. If your doctors feel that there is some medication that you ought to take, and you do not take it, then that could be construed as failure to be in active treatment. Legally, if the...
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Independent Medical Examination Requests from Insurance Companies

Independent Medical Examination Requests from Insurance Companies

What is an independent medical examination? An independent medical examination or “IME” is an assessment carried out by a medical specialist who has never previously had the individual in their professional care. Technically, an IME is supposed to provide an unbiased and professional medical exam as evidence in legal matters such as disability, personal injury and motor vehicle accidents. The medical professional carrying out the examinations cannot be under the employ of the party requesting the IME; i.e., the insurance company or the plaintiff’s legal...
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Independent Medical Examinations, Functional Capacity Assessments, Home Visits & Surveillance

Independent Medical Examinations, Functional Capacity Assessments, Home Vis...

By Kirk Sloane B.A.(Hon), LL.B. Lawyer, Share Lawyers There are several investigative tools used by insurers when assessing disability claims, including IMEs (Independent Medical Examinations), FCEs (Functional Capacity Evaluations), referrals to medical consultants, home visits and surveillance. The insurer has a contractual right to compel a claimant to undergo an IME, and in most circumstances, a claimant has the obligation to attend an examination. An FCE may, however, be an entirely different matter. In contrast to an IME, an FCE is not generally contractually...