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Unable to Work Due to Severe Back Pain

Unable to Work Due to Severe Back Pain

Simrah, 39, was not a very active person, although she usually managed just fine. Things in her life were going well. Her wife was pregnant, and they were looking forward to welcoming a new baby into the world. Then the pandemic changed everything. With her workplace closed down, Simrah was forced, like many others, to work from home. She didn’t have a good home office setup, so instead, she used an old kitchen chair. It did the job, but it was also uncomfortable to sit on for hours at a time. Working from home was a big adjustment, and it disrupted Simrah’s entire life....
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Side Effects: A Throat Cancer Diagnosis

Side Effects: A Throat Cancer Diagnosis

Viktor felt like his world was ending when he received his throat cancer diagnosis. He always figured that cancer would be something he might have to deal with when he was older, not something he would deal with while he was in good health at only 41. Of course, Viktor didn’t have much time to dwell on his misfortune. He entered treatment immediately and was grateful that his doctors had spotted the problem early. They told him that the throat cancer had not yet spread, and that his prognosis was good and that he should be able to make a full recovery. But that didn’t...
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Heavy Lifting: Denied Claim For Construction Worker With Anxiety

Heavy Lifting: Denied Claim For Construction Worker With Anxiety

Tyler had never been one to shy away from manual labour. He was strong and in good physical health, and construction work seemed like a good way to leverage his abilities. Or at least, that’s the way it had seemed when he first took the job when he was 29 years old. As a single father, Tyler needed a steady source of income to provide for his son. He didn’t realize how much of an impact his mental health could have on his physical performance. Tyler had struggled with depression when he was younger, but his flare-ups had always seemed relatively minor. His mental health...
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Long Term Disability Benefits and Concerns About Contracting COVID-19

Long Term Disability Benefits and Concerns About Contracting COVID-19

We are starting to see LTD claims being denied by the insurance companies where there is a COVID-19 element to the claim. It is early days when it comes to seeing these claims where COVID-19 becomes an issue, because it takes months for denied claims to trickle down into the legal community. A recent article in The Players’ Tribune, written by WNBA player Elena Delle Donne suggests that LTD insurers will use similar reasoning to deny claims. Ms. Donne, who plays for the WNBA’s Washington Mystics has Lyme Disease and has to take 64 pills a day to be able to function and...
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Chronic Pain: Invisible but Very Real

Chronic Pain: Invisible but Very Real

At first, Josie was grateful. She had walked away from the crash relatively unscathed, and the injuries she sustained healed over the next few weeks. Any car accident could be harrowing, but she was a young and otherwise healthy college student and had been able to bounce back without too many lasting consequences. Or at least, that’s the way it had seemed at the time. She would eventually learn that the collision had done more permanent damage than she had initially realized, though it would still be several years before her symptoms truly started to manifest. It began...
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Denied Disability Claim For Addiction

Denied Disability Claim For Addiction

Applications for disability benefits with invisible illnesses are often held to higher levels of scrutiny. Addictions — alcohol, drugs, gambling, sex, etc are considered invisible illnesses, and are often heavily scrutinized. Leonard, a 43-year-old web developer, learned this the hard way.  Leonard was walking home when he was involved in a car accident. Someone ran a red light and hit him as he was crossing the street. Thankfully, it was a small residential area, so the car wasn’t moving fast enough to cause any broken bone but Leonard suffered severe whiplash, a...