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It Doesn’t Sound the Same: Nada’s Story

It Doesn’t Sound the Same: Nada’s Story

Nada had fallen in love with music at an early age. But she never realized that life as a professional musician would come with a few occupational hazards. She spent much of her youth going to concerts and cranking the volume on her headphones, and that lifetime of loud noise evolved into tinnitus when she was only 34. The ringing in her ears eventually got so bad that she could no longer evaluate her own instrument’s sound. She knew that she was creating sound, but it was getting more and more difficult to tell whether or not she was in tune. Was she keeping time...
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The Memory of a Classroom: Debbie’s Story

The Memory of a Classroom: Debbie’s Story

Debbie was relieved when the doctors first told her that she had a concussion. She’d always been under the impression that concussions were relatively minor, so she figured she’d be back on her feet and back in the classroom in a matter of days. Unfortunately, Debbie didn’t yet realize that no two concussions are the same. Some people do indeed recover quickly with few long-term side effects. Other people experience persistent symptoms that can last for months – or even years – beyond the initial trauma. Debbie would eventually learn that she was in the latter camp. She...
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Denied Claim For Contractor With Opioid Addiction

Denied Claim For Contractor With Opioid Addiction

All too often, long-term disability benefit claims are questioned when the cause is listed as addiction. Whether the addiction is in relation to a substance, an activity, or behaviour, it takes a strict adherence of application guidelines and practices for the claim to even be considered. Chief among those requirements is, perhaps one of its most limiting, the need to be enrolled in or show proof of enrollment in a rehabilitation program. Nevertheless, according to the Ontario Human Rights Commission (OHRC) “mental health issues and addictions are ‘disabilities’ that are...
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A Nurse’s Denied Disability With Multiple Sclerosis

A Nurse’s Denied Disability With Multiple Sclerosis

Like many chronic condition diagnoses, a multiple sclerosis diagnosis can change a person’s life. In many ways, it can mean anticipating flare-ups of chronic pain and discomfort at any given time throughout the day. Lauren, a 45-year-old Nurse Practitioner working at a busy medical clinic and single mother with two teenage boys, leads a chaotic but fulfilling life. Having worked at the clinic for nearly 15 years, she loved her job and managed to work around its long, tiring hours on top of taking care of her home and her children. But one day that started to change. While...
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Life After LTD Settlement for Cancer Treatment Pain

Life After LTD Settlement for Cancer Treatment Pain

Stephanie, a 40-year-old bus driver, had worked tirelessly at her job for many years. Through exhaustive and often stressful, Stephanie still loved her job; it allowed her to connect with her community and help in a tangible way. That’s part of why it was so painful when she had to take time off after her breast cancer diagnosis. She was told her chances of recovery were high, but she needed to focus on treatment.  Thankfully, she had the full support of her employers, coworkers, family, and friends, which she often attributes to the success of her treatment. She was...
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Denial Of PTSD Based on Insufficient Medical Evidence

Denial Of PTSD Based on Insufficient Medical Evidence

Jessica was always a creature of habit. A fan of routine, she’d been following the same one every day for the past decade. She’d start her day with a coffee and a lift to work from her husband. She’d sit on the same park bench every lunch, and then walk home when the day was done to get her exercise in. In fact, it was this walk home that was her favourite part of her day as it gave her time to relax and focus on herself.  Then, one day, she was attacked on her evening walk home. Someone had crept out from behind a nearby building, grabbed her, and threatened her...