Do You Have a Disability Case?
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Living with Middle-Stage Alzheimer’s

Living with Middle-Stage Alzheimer’s

As our population ages, the number of people affected by Alzheimer’s disease will increase dramatically. As it currently stands, 65% of Canadians diagnosed with the disease are over the age of 65 – but some are even younger. Though earlier diagnosis, access to better treatment options, and a greater understanding of the disease itself are changing the quality of living for people with Alzheimer’s, the challenges of living with the condition remain all too real.  Maggie, 47, was enjoying her career as a social worker in North Bay. She had spent the better part...
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Common Surveillance Tactics Used by Insurance Companies

Common Surveillance Tactics Used by Insurance Companies

If you’ve filed a claim for long-term disability, you may be wondering if the insurance company will begin spying on you to make sure your claim is legitimate. The short answer is that maybe they will, but there is a lot more to it than simply spying on those who submit claims.  Insurance companies do have to battle fraud, though oftentimes their surveillance findings are incomplete or biased. And although undercover surveillance may seem unethical, it is actually legal if performed correctly. In an effort to protect yourself, it’s essential to know what the most...
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Can Your Disability Insurer Deduct Canada Pension Plan Benefits from your Monthly LTD Benefit?

Can Your Disability Insurer Deduct Canada Pension Plan Benefits from your M...

Primary CPP Benefits – The Answer is Yes Most Canadians who are receiving Long Term Disability Benefits through a Group Insurance Benefit Plan are asked, at some point, to apply for disability benefits from the Canada Pension Plan.      Most group policies require this and if approved will result in a reduction of your monthly LTD benefit. Moreover, a failure to apply could result in the insurance company estimating the amount of CPP benefits and deducting the amount, even if you’re not receiving it. People have a lot of difficulty understanding why this is...
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Working From Home: Tips From the Share Lawyers Team

Working From Home: Tips From the Share Lawyers Team

As a result of COVID-19, many Canadians are finding themselves either out of work or forced to work from home. And while many Canadians may already work from home, those who are new to the practice may find it difficult to adjust. As such, the Share Lawyers team is here to answer all your questions about how to work from home like a pro while taking care of your mental and physical health.  What are your go-to meditation or mental health apps or websites? While the idea of working from home seems like a dream come true, the reality is that it takes a great deal of...
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Resources for Those Recently Unemployed Due to COVID-19

Resources for Those Recently Unemployed Due to COVID-19

In light of the current COVID-19 pandemic, there have been many changes to how businesses, both big and small, are operating. Many businesses are closing their doors for the safety of their staff and the general public, while others are cutting back on staffing in order to mitigate the spread of the virus. As a result, many Canadians are facing a loss of income that could prove crippling. However, despite these changes, the Canadian government has put in place a series of options available for those who find themselves recently unemployed as a result of the...
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Share is There: How We’re Continuing to Help During COVID-19

Share is There: How We’re Continuing to Help During COVID-19

As we continue to move through the COVID-19 pandemic, we must all do our part to keep each other safe, flatten the curve of the virus, and stop its spread. As such, many businesses are now closed to protect both their staff and their clients or customers. So what does that mean for Share Lawyers? We are sure you may have questions about how COVID-19 is affecting our ability to help our clients, so we have gathered some answers to help ease any concerns you may have.  Do you have reduced hours during COVID-19? While some businesses have opted for reduced hours as a...