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When Fitness Equals Finance

When Fitness Equals Finance

When Logan was young, he would spend every day outdoors. There was nothing he loved more than tossing a ball, shooting a puck, and running around with his friends. He was athletic from the time he could walk  – and physical activity was an important part of his life. As he got older he began to run marathons. Fitness became not only a hobby, but a lifestyle for him. For that reason, he decided to turn his passion into a career. He loved his job as a physical trainer. Not only was he active all day long, but he felt like he was truly helping others achieve their...
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Getting Around with MS

Getting Around with MS

When Adam was 32, he noticed some changes in the way he felt, both physically and emotionally. He was suddenly more tired than usual and started suffering from dizzy spells. His sister had an iron deficiency, and he thought that may be the case for himself as well. He approached his doctor, and after testing his iron levels and seeing that they were regular, he was asked to come in for another appointment. Almost as an afterthought, he mentioned to his doctor that he had recently begun experiencing some tenderness and pain in his face. She thought it would be a good idea...
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Celebrities with MS

Celebrities with MS

On October 20, Selma Blair made headlines when she revealed that she had been diagnosed with Multiple Sclerosis. Best known for her roles in films like Hellboy, Legally Blonde, and Cruel Intentions, the actress made the announcement via Instagram, confidently telling her fans, “I have MS and I am okay.” That optimistic message has been expressed by other celebrities with MS. That list includes Jack Osbourne, Richard Pryor, and the award-winning writer Joan Didion, all of whom were (and are) able to lead fulfilling lives in the years following their diagnoses....
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An MS Diagnosis Can Still Lead to Denied LTD Benefits

An MS Diagnosis Can Still Lead to Denied LTD Benefits

As a retail manager, Carrie was used to spending long days on her feet. She was also used to a little bit of pain. Something always felt like it was slightly off, but as long as she got some rest (and took the time to stretch), the problem would usually resolve itself within a couple of days. That’s why she didn’t think too much of it when her pain first cropped up. She’d had a pinched nerve before, and that’s exactly what this felt like. There was some faint tingling and some numbness in her arms and legs. The pain that went with it was discomforting but manageable. She...
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Long-Term Disability Claim Denied for an Architect With a Concussion

Long-Term Disability Claim Denied for an Architect With a Concussion

Some architects prefer the office, but Sarah had always enjoyed going to construction sites. She loved watching them break ground on a building she designed. It made her feel like little kid playing in the sandbox and it was thrilling to see her visions become reality. That’s why she usually volunteered whenever the firm needed someone to inspect a site. Her more bookish colleagues never wanted the job, but she was happy to get away from the desk for a bit of fresh air. Sarah never really worried about safety. Her firm’s projects met every structural regulation and she...
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Long Term Disability Denied For a Herniated Disc

Long Term Disability Denied For a Herniated Disc

Mark had never been one to complain – especially when it came to minor aches and pains. He had absorbed his fair share of punishment as a football player in high school, and he liked to think that he still had some of the toughness he built up during his playing days. That’s why he never thought his back pain was any cause for concern. Sure, he was always a little sore and he sometimes woke up feeling stiff, but that was common for people in the warehouse. He spent his days lifting heavy boxes. He also lifted weights three times a week, so he felt like he was plenty...