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Mental Health LTD Claims Frequently Denied

Mental Health LTD Claims Frequently Denied

To his friends and family, Omar was always known as content, somewhat introverted, and unassuming. At 41 years old, he was a business analyst who always showed up to work on time, and put in a solid effort. He lived in a nice apartment with his dog, enjoyed following local sports teams, and spent time with his loved ones on the weekends. What those around him didn’t see was that inside Omar was suffering. In his mid-30s, Omar started to realize that he might be affected by low-grade depression. His gloomy days were getting more frequent, and there were one or two weekends...
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Mental Illness is More Common Than You Think

Mental Illness is More Common Than You Think

Content Warning: This article deals with sensitive subject matter around the topic of suicide. Mental health issues are far more common than many people realize. The Canadian Mental Health Association reports that one in five Canadians will experience a mental health problem in any given year, with a full 50% of the population going through some form of mental illness by the time they hit 40. Unfortunately, the prevalence hasn’t done much to erase the stigma. Half of those battling anxiety or depression have never sought any form of treatment, and it’s easy to see why...
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When a Claim is Unclear, a Denial is Even More Likely

When a Claim is Unclear, a Denial is Even More Likely

We first met Walter when he was 37 years old. After a year of struggling with his mental health, he was looking for support for himself and his family. He was grateful to have found us, and we were lucky to be a part of his journey. As a truck driver, it was important for Walter to be fully engaged while driving. He was dealing with potentially dangerous situations on a daily basis, and there was little room for error. He had always been confident and focused at his job, but had recently begun to experience bouts of acute anxiety. Tasks that had seemed straightforward to...
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Resources for Those with Depression

Resources for Those with Depression

Depression Depression is an insidious disease. Often regarded as an “invisible illness”, as with many other mental illnesses, depression affects roughly 8% of Canadians. Those under the age of 20 are most likely to exhibit symptoms of depression, and it is the fourth leading cause of disability in the world. It affects women in different ways than men, as they are 1.5 times more likely than men to be hospitalized for depression, and are twice as likely to experience depression. 90% of people suffering from depression never seek treatment. However, 80% of people who do...
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Talking About Mental Health at Work

Talking About Mental Health at Work

It’s hard enough having mental illness, but the prospect of talking about it at work can seem almost too much to bear. While it’s usually straightforward to explain that you need time off for the flu, the stigma around mental illness makes it far more difficult to address symptoms of depression in a similar manner. One of our clients, Sandra, recently experienced this exact scenario. While Sandra’s depression is often controlled by medication and cognitive behavioural therapy, it can fluctuate during particularly challenging life events. Five years ago during a...
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Mental Illness Touches Everyone: Anthony Bourdain and Kate Spade

Mental Illness Touches Everyone: Anthony Bourdain and Kate Spade

This article deals with sensitive subject matter around the topic of suicide. If you or someone you know are having suicidal thoughts, please contact your province’s Suicide Prevention Crisis Centres. There is help out there. On June 5th, 2018, news broke that famous fashion designer and icon Kate Spade had died. The world very quickly found out that the cause of death was suicide. She was 55. Just days after, on June 8th, 2018, passing of celebrity chef and author Anthony Bourdain was announced. Again, the cause of death was suicide. He was 61. Andy Spade, Kate Spade’s...