Do You Have a Disability Case?
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Managing Mental Health: Life After Your Disability Settlement

Managing Mental Health: Life After Your Disability Settlement

Throughout the legal process of fighting for your disability benefits, it might seem as though everything will be easy once the legal battle is over. Adjusting back into a regular daily routine can seem like the light at the end of the tunnel. However, this can often end up being a stressful period. Managing a disability can be daunting, and when it is related to mental health, there are many factors to consider. In order to benefit from the services and support available, it is important to know your rights.  The Ontario Human Rights Code provides for equal...
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Long Term Disability Benefits and C.P.P. Disability – What’s the Difference?

Long Term Disability Benefits and C.P.P. Disability – What’s the Difference...

We often encounter confusion from people regarding LTD vs. CPP, and we hope to clarify the differences with some quick points. General – LTD vs. CPP LTD is private insurance available through Group Insurance Benefits, usually through a workplace, or group association or by purchasing a private policy from an insurance company, while disability benefits from the Canada Pension Plan (CPP) are government-sponsored and administered benefits available to all Canadians who make contributions into the plan, usually through source deductions from your pay cheque. Is CPP...
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“But I am not even close to age 65?  How can I apply for Canada Pension Plan Disability Benefits?”

“But I am not even close to age 65? How can I apply for Canada Pensio...

CPP Disability Benefits Most people in Canada, even those who have worked for several decades, are unaware of the full benefits of CPP. Just about everyone knows that there is a retirement pension available once you reach your 60s, but those premiums you complain about on every pay cheque also support a disability fund. If you become medically disabled and unable to continue working, you should apply. The test for entitlement in the legislation is considered very tough but many people do qualify. Contrary to some misconceptions, including those held by many doctors, you...
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How Do I Pay My Bills? Financial Options to Consider While Waiting for Your Insurance Settlement to Come Through

How Do I Pay My Bills? Financial Options to Consider While Waiting for Your...

The obvious answer to this question is that you need a source of income. But what happens when you are medically unable to work and the insurance company refuses to pay you benefits on the long-term disability policy? The long range solution is to retain Share Lawyers to fight the insurance company decision and win a settlement payment. There are, however, a number of short-term financial options, besides accumulating debt or high credit card balances. Financial Options To Consider First, be sure you have made all possible claims: employment insurance sickness benefits,...