Do You Have a Disability Case?
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Living with Middle-Stage Alzheimer’s

Living with Middle-Stage Alzheimer’s

As our population ages, the number of people affected by Alzheimer’s disease will increase dramatically. As it currently stands, 65% of Canadians diagnosed with the disease are over the age of 65 – but some are even younger. Though earlier diagnosis, access to better treatment options, and a greater understanding of the disease itself are changing the quality of living for people with Alzheimer’s, the challenges of living with the condition remain all too real.  Maggie, 47, was enjoying her career as a social worker in North Bay. She had spent the better part...
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When a “Change of Definition” Cancels Your LTD Benefits

When a “Change of Definition” Cancels Your LTD Benefits

Chau moved to Toronto when she was 47 – that’s when her company decided to open a new office in the city. As one of the most experienced financial advisors on the team, Chau was sent to help get the operation off the ground. At first, Chau was excited for the challenge, even if the new space did come with new responsibilities. There were fewer people in the new office than there were at headquarters, so Chau now had to take on tasks that used to land on someone else’s desk. Doing so proved to be more overwhelming than she expected. For example, Chau had to smooth...
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A Star is Reborn: How Lady Gaga Handles Chronic Pain & Mental Health

A Star is Reborn: How Lady Gaga Handles Chronic Pain & Mental Health

In many cases, pain is only half the battle. Dealing with a chronic condition will often take a severe toll on someone’s mental health, and that remains as true for Lady Gaga as it does for everyone else. The celebrated pop star elaborated on some of those mental health issues during a recent sit-down interview with Oprah Winfrey. While Lady Gaga has been quite candid about her struggles with fibromyalgia in the past, the interview provided more context and gave fans a better understanding of its mental impact. She was particularly forthcoming about a psychotic break that...
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LTD Benefits Denied Due to Pre-Existing Condition

LTD Benefits Denied Due to Pre-Existing Condition

Kirk still remembered the anxiety he had felt when he was first diagnosed with chronic pain at the age of 32.. While it was a relief to know why he’d been in so much pain, it was stressful to learn that there was no cure for the condition. He had spent more than a few sleepless nights worrying about how to live a normal life. Thankfully, his fears proved to be mostly overblown. Some days were worse than others, but for the most part, he was able to deal with his pain well enough to go about his day. He was on a decidedly upward trajectory by the time he reached his 40s....
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Resources for Those Recently Unemployed Due to COVID-19

Resources for Those Recently Unemployed Due to COVID-19

In light of the current COVID-19 pandemic, there have been many changes to how businesses, both big and small, are operating. Many businesses are closing their doors for the safety of their staff and the general public, while others are cutting back on staffing in order to mitigate the spread of the virus. As a result, many Canadians are facing a loss of income that could prove crippling. However, despite these changes, the Canadian government has put in place a series of options available for those who find themselves recently unemployed as a result of the...
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How Will COVID-19 Affect My Long-Term Disability Claim?

How Will COVID-19 Affect My Long-Term Disability Claim?

The COVID-19 pandemic is already a defining moment of the century. The virus has completely disrupted the normal social order and created an overwhelming sense of economic uncertainty as social distancing relegates people to their homes and forces many businesses to shut their doors. It should go without saying that the threat (or reality) of losing your job can make a public health crisis even more stressful. That’s why it can help to know what resources – including disability benefits – are available to you if you do become sick during the pandemic. So how will the...