Do You Have a Disability Case?
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How Do I Convince My Insurance Provider to Approve My Claim?

How Do I Convince My Insurance Provider to Approve My Claim?

When it comes to a long term disability claim, the diagnosis is only half the battle. You still need to get your insurance company to approve your disability. Most providers will be hesitant to do so and will scrutinize your application to find a way to invalidate your claim and avoid paying benefits. So what can you do to make sure your claim makes it through the rigorous review process? Generally speaking, more evidence is always better. X-rays, CAT scans, MRIs, ultrasounds, and other test results can all serve as irrefutable evidence of a medical condition. If you can...
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The Link Between Workplace Stress & Mental Health

The Link Between Workplace Stress & Mental Health

People are increasingly aware of the prevalence of mental health issues in the workplace. It is estimated that one in five Canadian workers are struggling with a mental health issue at any given time. That figure translates to roughly 3.4 million people, 500,000 of whom call in sick every week due to a mental health condition. However, many Canadians may not realize that work-related stress is one of the most significant contributors to those numbers. In a study of Canadian workers, the Globe and Mail found that a full 34% of those dealing with a mental health problems...
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Long Term Disability Denied After a Heart Attack

Long Term Disability Denied After a Heart Attack

When he was a kid, Zahir had always had plenty of energy. That didn’t change when he grew up and joined the workforce. Data science is usually a sedentary profession, but his colleagues always said that he had a bounce in his step when he walked around the office. They also noticed when he slowed down shortly after turning 52. Zahir figured it was one of the normal side effects of ageing. He didn’t necessarily like his new reality – walking to the other end of his Saskatoon-based office was now enough to leave him exhausted and short of breath – but there didn’t seem to...
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[VIDEO] The Importance Of Keeping Good Records

[VIDEO] The Importance Of Keeping Good Records

When it comes to applying for disability benefits, having accurate and detailed documents is an asset. However, sometimes it’s difficult to know just what documents you should be keeping an eye on. What records should you keep yourself? Can you trust your physician to keep all of the details in order? How vigilant do you have to be regarding your own records?  “It’s important that what is being provided to the insurance company is accurate information,” says Kirk Sloane, Associate Lawyer at Share Lawyers. If you’re in the process of making a claim for disability...
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Heart Disease In Canada

Heart Disease In Canada

Heart disease is considered the most prevalent cause of death in the world and is a serious problem plaguing Canadians. According to the most recent data available, approximately 2.4 million Canadian adults above the age of 20 live with ischemic heart disease. This includes approximately 578,000 adults with a history of heart attacks. The condition affects approximately 1 in 4 Canadians, with the prevalence increasing significantly above the age of 70. So why should we be concerned, and what do we need to know? It’s estimated that approximately 12 adult Canadians with...
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Rehab and the Difficulties of Disability Benefits for Addiction

Rehab and the Difficulties of Disability Benefits for Addiction

When applying for disability benefits because of an addiction, there are specific hurdles to overcome. One of the most difficult is also one of the most necessary parts of the application process – being in a rehabilitation program.  Participating in a formal rehabilitation program or staying in a rehabilitation facility is something most if not all insurance companies consider mandatory to qualify for disability. The issue is that they’re not always available and consistently have long waiting lists. These wait times, particularly for long-term treatment programs,...