Do You Have a Disability Case?
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Denied Claim For Contractor With Opioid Addiction

Denied Claim For Contractor With Opioid Addiction

All too often, long-term disability benefit claims are questioned when the cause is listed as addiction. Whether the addiction is in relation to a substance, an activity, or behaviour, it takes a strict adherence of application guidelines and practices for the claim to even be considered. Chief among those requirements is, perhaps one of its most limiting, the need to be enrolled in or show proof of enrollment in a rehabilitation program. Nevertheless, according to the Ontario Human Rights Commission (OHRC) “mental health issues and addictions are ‘disabilities’ that are...
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Denied Disability Claim For Addiction

Denied Disability Claim For Addiction

Applications for disability benefits with invisible illnesses are often held to higher levels of scrutiny. Addictions — alcohol, drugs, gambling, sex, etc are considered invisible illnesses, and are often heavily scrutinized. Leonard, a 43-year-old web developer, learned this the hard way.  Leonard was walking home when he was involved in a car accident. Someone ran a red light and hit him as he was crossing the street. Thankfully, it was a small residential area, so the car wasn’t moving fast enough to cause any broken bone but Leonard suffered severe whiplash, a...
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Ben Affleck & The Struggles Of Addiction

Ben Affleck & The Struggles Of Addiction

Ben Affleck has been in the news lately, and not just because of his latest film, The Way Back; he’s speaking publicly about his alcoholism and his family’s history with addiction. He sat down with Diane Sawyer, who’d interviewed him and Matt Damon on the release of Good Will Hunting nearly 22 years prior, to speak frankly about his addiction, his regrets, and what he’s doing to lead a healthier life.  He speaks frankly about his addiction, saying that he’d been to rehab nearly 20 years ago and, after two years sober, felt he was ready to reintroduce alcohol into his...
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What does Joker have to say about mental illness?

What does Joker have to say about mental illness?

Joaquin Phoenix has received nearly universal acclaim for his award-winning turn as Arthur Fleck – aka the Joker – in one of the most talked-about movies of 2019. Under the direction of Todd Phillips, Joker showed audiences how an aspiring stand-up comic slowly grew into the titular supervillain after a long struggle with mental illness. Yet despite the warm response to Phoenix’s performance, the reception to the film itself has been far more uneven. That’s particularly true with regards to Joker’s controversial depiction of mental health. Fans of the film view it as an...
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Why Did the Insurance Company Reject My Mental Health Claim?

Why Did the Insurance Company Reject My Mental Health Claim?

For Marcia, depression was simply a fact of life. Though she had always struggled with the day-to-day realities, she’d worked tirelessly to find ways to manage it over the years. She finally felt like she had things more or less under control by the time she reached her 30s. Then she got pregnant – and an event that she hoped would bring her joy upended her life in ways that she never would have expected. Marcia experienced severe prenatal and postpartum depression, and her symptoms persisted a full four years after her child was born. Managing postpartum depression...
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Why It’s So Important to Listen & Empathize With Our Clients

Why It’s So Important to Listen & Empathize With Our Clients

At the most basic level, a disability is a disruption. Those who develop a condition in their adulthood can suddenly find themselves struggling with everyday tasks, and are physically or mentally unable to do as much as they did when they were younger. It can be incredibly demoralizing to be forced to confront those limitations, and no one feels that more acutely than the person wading through a to-do list that never seems to get any smaller. Unfortunately, many bystanders are simply unwilling or unable to empathize with that struggle. They have no broader understanding...