Do You Have a Disability Case?
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Surveillance and LTD Claims – Are Insurers Doing More Surveillance During COVID-19?

Surveillance and LTD Claims – Are Insurers Doing More Surveillance During C...

Surveillance and LTD Claims – Are Insurers Doing More Surveillance During COVID-19? If you’ve made a disability claim it’s important to realize that your insurance company frequently hires private investigators to observe your activities and as well as reviewing your online activity to assess whether you are being truthful with them about your inability to work. This is not new, however, as a result of an increased number of claims arising from the impact of COVID-19, there can be little doubt that insurers will be looking at monitoring your activities to a greater...
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Why is My Employer Giving Me a Deadline? Frustrated Contracts and Disability Claims

Why is My Employer Giving Me a Deadline? Frustrated Contracts and Disabilit...

When you are forced to go off work due to illness or injury, it isn’t a happy time for you or your employer.   For employers having employees off on a disability claim creates a difficult situation where employers may have to scramble to ensure that your work gets done. If your claim is denied for short term or long-term disability benefits, an employer will often put pressure on you to return to the workplace or risk losing your job.  In order to reduce costs and minimize disruption in the workplace, employers may choose to try to end the relationship with...
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The Memory of a Classroom: Debbie’s Story

The Memory of a Classroom: Debbie’s Story

Debbie was relieved when the doctors first told her that she had a concussion. She’d always been under the impression that concussions were relatively minor, so she figured she’d be back on her feet and back in the classroom in a matter of days. Unfortunately, Debbie didn’t yet realize that no two concussions are the same. Some people do indeed recover quickly with few long-term side effects. Other people experience persistent symptoms that can last for months – or even years – beyond the initial trauma. Debbie would eventually learn that she was in the latter camp. She...
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A Painful Awakening, Living with Fibromyalgia

A Painful Awakening, Living with Fibromyalgia

As a remote online support specialist, Joseph knew his job wasn’t physically demanding. And yet, he was always trying to rub the tension out of his arms and legs, and his lower back would usually be sore (sometimes agonizingly so) when he finally clocked out at the end of the day. Things finally reached a breaking point shortly after Joseph turned 37. Though his pain had been getting worse for several years, it had never prevented Joseph from doing his job. He decided to consult his doctor for tests only after his performance at work began to suffer. ...
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The Impact Of COVID-19 On Anxiety Disorders

The Impact Of COVID-19 On Anxiety Disorders

To say there are misconceptions about anxiety disorders is an understatement. Oftentimes, the general public holds the impression that those with anxiety disorders simply need to relax to solve their problems. That enough yoga or meditation will cure them of their mental illness, and that it’s rooted in a frame of mind. The reality however, is far more complex. Generalized Anxiety Disorder (GAD) is the broadest anxiety disorder in its class, and, consequently, the most prevalent, affecting approximately 3% of the general population annually. The impact of COVID-19 on...