Do I Need To Keep Seeing My Doctor If I’m Involved In A Long-Term Disability Claim?

Do I Need To Keep Seeing My Doctor If I’m Involved In A Long-Term Disability Claim?

You’ve received your diagnosis, submitted your claim, and are managing your symptoms as best you can. So do you really need to keep seeing your doctor? You have all the info you need about your disability and are managing fine on your own. The answer to this is very straightforward — YES. 

If you’re involved in a long-term disability claim, it may seem unnecessary to continue seeing your physician or mental health care professional on a regular basis. The truth, however, is that it’s just as important now as it was before your claim was filed. This is for multiple reasons, not the least of which is the ongoing benefits to your physical or mental health. 

According to Steven Muller, a lawyer with Share Lawyers, it’s partially a matter of adhering to policy. “Often in these long-term disability policies,” he said, “there’s a requirement to have regular care and attendance by the claimant. So they should be seeing their doctor, otherwise, they’re contravening the disability insurance policy.” If you are found to be contravening the rules of your insurance policy it becomes an easy way for the insurance company to deny your claim outright; something neither you nor your lawyer want.

“But it’s also all about proof,” Muller added. If you’re involved in a dispute and haven’t been seeing your doctor, psychiatrist, psychologist, or other health care practitioner as the case may be, then there’s simply no evidence to support your case that you’re taking your recovery seriously. Without that regular check-up, it looks as though you’re simply taking time off rather than working towards recovery for a disability. “If you’re not seeing your doctor,” he added, “how can your lawyers actually prove your case?”

The only real way to prove that you’re genuinely disabled and are working with your physician on your disabling condition is to actually see that doctor regularly. It really is that simple. If you think you have legitimate reasons for no longer seeing your doctor regularly while your claim is being processed or disputed, seek the advice of your lawyer first. They will be able to provide you with the legal advice you need in order to make informed decisions about your case.


Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We have recently settled cases against Industrial Alliance, Manulife, SSQ Financial, Blue Cross, Sun Life and many more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.