Canadian Armed Forces Veterans & the SISIP Long Term Disability Plan

Canadian Armed Forces Veterans & the SISIP Long Term Disability Plan

In 2018, the Liberal government put aside more than $622 million to bail out the LTD plan for Canada’s veterans, as part of the 2018 budget.

Like other Canadians who find out that they must fight to recover their disability insurance benefits, veterans are no different, although they appear to also face chronic funding shortages that appear to contribute to claims being denied or cut off prematurely.

SISIP stands for the Service Income Security Insurance Plan. The plan is underwritten by Manulife Financial who administer these claims much as they would any LTD plan offered to Canadians through their workplace group insurance benefits.

In our experience, we see veterans having their LTD cut-off at the 2-year anniversary of benefits. They are encouraged to pursue other avenues of resources available through Veterans Affairs and for most veterans, the information being provided is confusing and discouraging.

The funding shortages noted above have been attributed to greater awareness and recognition of PTSD and other mental health issues that many veterans suffer with after serving in the armed forces.

The Canadian government says it wants to help veterans re-enter civilian life and provide supports needed if they are unable to work, but for those trying to navigate their way through the SISIP process, it can be very confusing and frustrating.

If you or someone you know face the termination of their SISIP LTD benefits, we encourage you to contact our office to discuss whether we can be of assistance in maximizing your entitlement to SISIP LTD Benefits.


Has your long-term disability claim been denied? Contact Share Lawyers and put our experience to work for you. We have recently settled cases against Standard Life, Desjardins, Manulife, RBC Insurance, Sun Life, and much more. We offer free consultations and there are no fees unless we win your case. Find out if you have a disability case.