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Insurance Claim Denied While Living With Unexplained Chronic Pain

Insurance Claim Denied While Living With Unexplained Chronic Pain

Our client, the plaintiff, worked as a bank teller for many years in Little Italy in Toronto. Being on her feet all day never bothered her because she wore sleek comfortable shoes and always stayed active. She loved her morning walk to work. After Christmas two years ago, she started to notice that she was feeling fatigued almost all of the time. When she started suffering from headaches, she stopped her caffeine intake. But the headaches didn’t go away. She then began to notice her hands and feet were numb or tingly and she would ache all over for what seemed like months...
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Knowing You Are Not Alone: How Share Lawyers Are There For You

Knowing You Are Not Alone: How Share Lawyers Are There For You

Living with a disability or injury can be intrusive to anyone’s life. Dealing with constant pain or illness makes it difficult to focus on meaningful experiences and the feeling of being unable to work is devastating. When insurance claims are denied, the task of dealing with an insurance company and handling claims to fight for your right to wellness – on top of managing with the daily challenges of your disability – can feel insurmountable. Martine was unable to work due to chronic back pain – her injuries were a constant presence in her life. Her...
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Ask a Lawyer – Chronic Pain

Ask a Lawyer – Chronic Pain

In this blog post, Share Lawyers answers questions from potential clients with unexplained pain. Read on to learn more about particular issues surrounding unexplained pain and disability claims.   Q: My insurance company forced me to return to work even though I am disabled. I am struggling and cannot continue working because of chronic unexplained pain. Do I have to submit a new claim? A: The question of whether a new claim must be submitted if you cannot continue working will usually depend on the “Recurrent Disability” provision in the policy, or the clause in the...
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How to Manage Chronic Pain

How to Manage Chronic Pain

Chronic pain is a debilitating affliction that can prevent you from working, socializing, or even performing adequate self-care. At Share Lawyers, we understand how your pain may be different from someone else’s. In addition to consulting with your healthcare professional, here are some suggestions for day-to-day pain management: Deep Breathing or Meditation Deep breathing and meditation can be used to reduce stress and promote relaxation. Keep these tools in your pain prevention toolkit to bring down your blood pressure, ease muscle tension, and calm your mind. Get...
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Long Term Disability, Unionized Employees and the Jurisdiction of the Courts

Long Term Disability, Unionized Employees and the Jurisdiction of the Court...

Earlier this year, we appeared before the Ontario Court of Appeal, in the case of Barber v. The Manufacturers Life Insurance Company (Manulife Financial), 2017 ONCA 164 (CanLII) which revisited what has become an age-old question about whether disputes regarding non-payment of Long Term Disability Claim for unionized employees belongs in the Courts or should be dealt with through Arbitration. The Court of Appeal found that the facts of Barber required any such disputes to be grieved through the provisions outlined in the collective agreement. As they did not consider that...