How to Support a Loved One Whose Disability Claim Has Been Denied

How to Support a Loved One Whose Disability Claim Has Been Denied

Disability insurance is a benefit most of us hope never to have to use; in reality, however, many of us do, as well as support. In fact, one in three people will be disabled for 90 days or longer at least once before age 65. Unforeseen circumstances, an illness or an accident may leave us or our loved ones unable to work. It is a very stressful time.

It can be difficult finding ways to cope. If your loved one is unable to work, you are most likely worried about financial responsibilities and how that will affect your daily life. This is where disability insurance should kick in, as a financial safety net for the unexpected. However, oftentimes the road to a successful disability claim can be arduous and end up nowhere.

Share Lawyers - How to Support a Loved One Whose Disability Claim Has Been Denied

Care and emotional support go a long way in recovery and well-being.
Loved ones can play a big part to help a person recover, work towards their goals and stay well. Practical help, like managing doctor’s appointments and other daily tasks can make a big difference as well. You can also play a part in helping a loved one maintain his or her well-being. You and other close supporters may be the first to notice changes in a loved one’s mood, behaviour, self-care, or any other area that shows their physical or emotional health may be worsening.

Support their efforts as well.
Even if they don’t seem realistic to you, sometimes you have to let them try on their own and test their own limits. Within those efforts, your loved one could learn much about themselves. Even though you’re worried about their safety, allow your loved one to explore and do things they aspire to do on the road to recovery. Make sure to keep negative language and put downs out of your vocabulary.

Remember that disabilities and injuries will affect everyone differently.
This is particularly important because gaining a disability usually means losing the ability to work, and many people base their internal meter for success on how they do at work. It can be a struggle to suddenly have nothing to do, especially if they enjoyed their job. What you may think of as something easy may be a very big obstacle for your loved one. Keep in mind that the optimal recovery and health is achieved when people are involved in their own health and wellness. Keeping your loved one engaged and doing what you can to help them is important, but actively listening to them and how they are feeling is equally so.

If your love one filed a disability claim and it has been denied, you are probably unsure of what to do next. Keep in mind that simply because their claim has been denied, this does not mean it is invalid. In fact, disability claim denials happen quite frequently. Contacting a disability lawyer can help you determine if you have a good case against the insurance company, and the consultation is free.

Remember to look after yourself as much as you look after your loved ones.
It is very important to take time to look after yourself, to help you stay healthy and relaxed. Self-care helps us to not seek out things to blame, which can be difficult if you are the primary caregiver as your loved one recovers.

If you or someone you know wants to Find out if you have a disability case or has had a disability claim denied, contact Share Lawyers and put our experience to work for you. We offer free consultations and there are no fees unless we win your case.

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