Do You Have a Disability Case?
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My Doctor has Suggested that I Take a Holiday out of the Country. Do I have to tell the Insurance Company? How will this affect my LTD Claim?

My Doctor has Suggested that I Take a Holiday out of the Country. Do I have...

Staying active is very important as part of a well-rounded recovery plan. Taking a vacation may be very beneficial, as long as you take the right steps to ensure that your recovery stays on track and you are in full compliance while your claim is being reviewed. Simply going on vacation should not be an issue, but you can cause problems if you attempt to engage in strenuous activities or activities that are outside of the restrictions and limitations given to you by your doctor. Vacation Planning If you’re planning a vacation, you need to contact a Disability Claim...
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LTD: Was Your Claim Denied Because You “Are Not Receiving Appropriate Treatment?”

LTD: Was Your Claim Denied Because You “Are Not Receiving Appropriate...

At Share Lawyers, we see a lot of Disability Claims being denied based on the failure to obtain appropriate treatment, which can arise with respect to a number of illnesses or medical conditions that prevent people from being able to work. Many such denials of benefits are based on the alleged failure to be under the care of a psychiatrist, or failing to take prescribed medication. In Canada, getting a timely referral to a psychiatrist for appropriate treatment is challenging in and of itself, and arises out of a shortage of psychiatrists in major metropolitan areas, and...