Public Behaviour and your Long Term Disability Claim

The recent media storm over derogatory remarks directed towards a female reporter by a male spectator at a Toronto FC soccer game underlines underscores just how public behaviour and our activities have become. As result of these inappropriate comments at least one of these male spectators has lost their job at Hydro One.

So, why is this relevant in a Blog about Long Term Disability Claims? If you are presently on a disability claim, you should expect that large disability insurance companies, (like Sun Life, Great-West Life, Manulife, SSQ, Industrial Alliance, RBC Insurance, Empire Life, Equitable Life and others), to be using all resources available to them to monitor your day-to-day activities.

Social Activities Will Be Scrutinized By Insurance Companies When On A Disability Claim

The notion that insurance companies are watching you is not new, and in fact, the use of private investigators to conduct video surveillance has been widely used for many years. Now with the availability of social media platforms, like Facebook, Twitter and many others, online activity is available for all to see, even with privacy settings.

The incident outside the Toronto FC stadium, further reminds all of us that your public behaviour may also be very much on display, not just from media outlets, but also with people using smartphones and other technologies to capture all of life’s important moments.

While you are making a claim for Long Term Disability benefits, you should assume that all of your activities will come under scrutiny and you should act accordingly. If you have nothing to hide, then you may not have anything to worry about, you should be mindful of this possibility.

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