Do You Have a Disability Case?
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Canadian Employers and the Mental Health Commission of Canada’s National Standard

Canadian Employers and the Mental Health Commission of Canada’s Natio...

It goes without saying that mental health is a growing concern in our country. Every Canadian is directly or indirectly affected by mental health issues through friends, family or colleagues at some point in their life. Mental illness does not discriminate. It affects people of all ages, educational and income levels, and cultures. It’s estimated that 20% of Canadians will personally experience a mental illness in their lifetime. Mental health issues also greatly influence employees’ productivity and retention. Ultimately – keeping employees...
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How Can I Change my Insurer’s Mind Once They Deny My Benefits at the “Change of Definition” Point?

How Can I Change my Insurer’s Mind Once They Deny My Benefits at the ...

In a long-term disability claim, “change of definition” usually refers to a change in the definition of what disability means in the insurance policy. This change of definition usually occurs after you have been receiving benefits for 24 months. The change of definition usually refers to a transition from an “own occupation” definition, to an “any occupation” definition. During the initial disability period, benefits are payable if you are unable to work at your “own occupation.” After the change, benefits are payable only...
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Alternative Treatments – Headaches and Migraines

Alternative Treatments – Headaches and Migraines

Many Canadians suffer from migraines and headaches, which constitute one of the most common sites of pain in the human body. While the common antidote is aspirin, ibuprofen, or other painkillers, many people try to avoid these medications if possible due to their side effects. There may be some ways to help alleviate pain and symptoms from headaches and migraines without resorting to painkillers or medication with alternative treatments. Types of Headaches Headaches are usually defined as pain coming from the head or upper neck, and typically come in three types: tension,...
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Are Addictions Such As Alcoholism and Drug Abuse Covered Under Most Health Insurance Policies?

Are Addictions Such As Alcoholism and Drug Abuse Covered Under Most Health ...

Getting help to combat your alcohol or drug addiction can open up many new doors and opportunities. Confronting alcohol and drug problems in your life gives you and your loved ones the opportunity to experience a healthier and more productive life and to walk a road paved with the support needed and necessary to discover a better way of living. Recovery from alcohol and drug addiction is happening every day for millions of people, and help can take many forms! In your community, there are professionals who are specifically trained and successfully experienced in providing...