Do You Have a Disability Case?
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Fibromyalgia – The Pain is Real

Fibromyalgia – The Pain is Real

Fibromyalgia Disorder Fibromyalgia is a disorder that is characterized by chronic widespread pain affecting the muscles and soft tissue. It is often accompanied by other symptoms such as fatigue; cognitive difficulties; sleep disorders; gastrointestinal issues; sensitivity to lights, sounds and scents; headaches, depression and anxiety. In fact, Fibromyalgia is comorbid with depression and anxiety disorders in approximately one third of cases. Fibromyalgia affects two percent of the population and is more prevalent in females. It is believed that genetics, physical or...
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Insurance Underwriting Explained

Insurance Underwriting Explained

All insurance companies have the same objective: to minimize their losses by avoiding risk and increase profits through the collection and investment of premium dollars. The process they use is insurance underwriting. Process Of Insurance Underwriting Insurance companies minimize their losses by assessing the risk and exposures of prospective clients through a process called “underwriting.” Insurance underwriters assess risk by evaluating the likelihood that an applicant might submit a claim.  They make this assessment based on factors such as the...
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3 Things Your Insurance Company Doesn’t Want You To Know

3 Things Your Insurance Company Doesn’t Want You To Know

Canadians pay billions of dollars each year for insurance; yet when illness, accident or tragedy strikes, insurance companies often deny legitimate claims to protect their bottom line using common tactics. The best way that you can protect yourself is by learning about these three common tactics that insurers use to deny claims, so that if your claim is denied or your benefits are terminated, you won’t delay in seeking assistance from an experienced insurance lawyer. 3 Common Tactics 1. The insurance company’s offer for a quick settlement is a sign that you...