Do You Have a Disability Case?
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LTD Terminated After Two Months; Insurer Tells Social Worker with Depression that She Should Be Better

LTD Terminated After Two Months; Insurer Tells Social Worker with Depressio...

Our client, a hospital social worker for 14 years, developed depression and burnout due to the demanding and traumatizing nature of her job helping place abused children in foster case. LTD Terminated After Only Two Months Her doctor strongly suggested that she take time off to treat her illness and referred her to a psychologist; however, her insurance company cut off her disability benefits after just 60 days. They disregarded the fact that she had just commenced treatment. The insurer’s in-house medical specialists believed that she should be ready to go back to...
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How Long Does it Take for Your Long-Term Disability Claim to be Approved?

How Long Does it Take for Your Long-Term Disability Claim to be Approved?

LTD Claim Approval There are many factors that can influence how quickly your claim for long-term disability benefits will be processed by your insurance company.  Some of these factors are in your control. Completing your application forms thoroughly, adhering to the insurance company’s deadlines and complying with their requests for further information will help speed up the claims process. There will also be a waiting or “elimination” period that varies in length depending on the policy. We have seen policies with waiting periods as short as 17 weeks...