Do You Have a Disability Case?
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The Recurrent Disability Insurance Provision

The Recurrent Disability Insurance Provision

Recurrent Disability Insurance Provision When an employee on long-term disability insurance benefits tries to return to work but fails due to the same or a related disability, they may go back on-claim without having to satisfy another waiting or “elimination” period. This is called the recurrent disability provision, and its purpose is to protect employees who wish to return to work on a trial basis without having to worry about losing their benefits. Recurrent disability provisions have time limits, and these time limits vary from policy to policy. If the...
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How to Choose the Right Lawyer for your Long-Term Disability Claim

How to Choose the Right Lawyer for your Long-Term Disability Claim

Going to battle against a powerful and ruthless insurance company for your long-term disability benefits is no easy feat. Often, the only way to level the playing field and let the insurance company know that you mean business is to hire an experienced lawyer to fight on your behalf. Choosing the right lawyer is key. When choosing the right lawyer, there are three key areas to consider: 1. Is the lawyer an expert in the disability insurance field? Sure, your real estate lawyer was very helpful when you bought your home, and sure, his office is only two blocks away from...