Do You Have a Disability Case?
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Independent Medical Examination Requests from Insurance Companies

Independent Medical Examination Requests from Insurance Companies

What is an independent medical examination? An independent medical examination or “IME” is an assessment carried out by a medical specialist who has never previously had the individual in their professional care. Technically, an IME is supposed to provide an unbiased and professional medical exam as evidence in legal matters such as disability, personal injury and motor vehicle accidents. The medical professional carrying out the examinations cannot be under the employ of the party requesting the IME; i.e., the insurance company or the plaintiff’s legal...
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Denial Of Critical illness, Critical illness Insurance Coverage Ontario

Denial Of Critical illness, Critical illness Insurance Coverage Ontario

Critical illness insurance can be purchased through an insurance agent as a private policy or provided to you as part of your group benefits by your employer. It is meant to provide you and your family with a lump sum payment of benefits if you find yourself diagnosed with a critical illness, even if you make a full recovery. The main difference between critical illness insurance and disability insurance is that benefits do not depend on your inability to work; but rather, on your being diagnosed with one of the listed illnesses, some of which are noted below: Cancer,...
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Ontario’s Ban on OxyContin Could Encourage Addicts to Seek Help; May Look to Their Disability Insurance Benefits During Rehabilitation

Ontario’s Ban on OxyContin Could Encourage Addicts to Seek Help; May ...

The province recently placed a ban on the powerful and addictive painkiller, OxyContin, and made a changeover to a drug manufactured by the same company called OxyNeo. This tablet is allegedly harder to abuse since it is difficult to crush and subsequently chew, snort or inject. While OxyContin has been banned in order to reduce abuse, public health officials are expressing concern for those with addictions who are currently experiencing withdrawals now that supply of the drug is dwindling and is soon-to-be nonexistent. Rehabilitation programs are already at capacity in...
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When to Seek Legal Representation after a Motor Vehicle Accident

When to Seek Legal Representation after a Motor Vehicle Accident

Did you suffer injuries in a motor vehicle accident where the other driver was at-fault? You may be wondering if and when you need a lawyer. If your injuries are not getting better within 10-12 months after the accident, we can assess whether your injuries are serious enough to sue for economic losses, healthcare expenses and pain and suffering. To be able to sue for pain and suffering, the injury must result in death, permanent serious disfigurement, or permanent serious impairment of an important physical, mental or psychological function. This is sometimes referred to...