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Disability Claim Denied Because Insurance Company Says They Don’t Cover Pre-Existing Conditions

Disability Claim Denied Because Insurance Company Says They Don’t Cov...

By David Share L.L.B. President, Share Lawyers If your disability claim has been denied because the insurance company says that they don’t cover pre-existing conditions, you may still be able to do something about it. Most Group Long-Term Disability Policies have a pre-existing exclusion that will disqualify entitlement for individuals who submit a disability claim for a condition that arose in the period prior to them being covered under their employer’s group benefit plan.¬†Historically, the pre-existing exclusion period has been for the 1st year after...