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Insurance Company Looks at Salary as Reported by the Employer When Calculating Disability Benefits

Insurance Company Looks at Salary as Reported by the Employer When Calculat...

By Steven Muller LL.B, J.D, LL.M., Vice-President, Share Lawyers, Lawyers Most short-term and long-term disability policies pay a percentage of salary as the benefit. Having the correct salary information can make the difference of thousands of dollars. Typically, the salary information comes from the employer. Salary as defined in most disability policies are base salary and not overtime, bonuses or commissions. The employer reports salary on a periodic basis and premiums are adjusted accordingly. It is important to ensure that your employer is reporting the correct...