Claim Denied, Benefits Cut Off – Insurance Company Says You Can Do Sedentary Work

LTD Claim Denied Since Sedentary Work Can Be Performed

Many LTD claims are denied or cut-off on the basis that “sedentary work” can be performed.┬áSedentary work is generally defined as follows: exerting (lifting or pushing/pulling) up to 10 pounds of force occasionally (Occasionally: activity or condition exists up to 1/3 of the time) and/or a negligible amount of force frequently (Frequently: activity or condition exists from 1/3 to 2/3 of the time) or lift, carry, push, pull, or otherwise move objects, including the human body. Sedentary work involves sitting most of the time, but may involve walking or standing for brief periods of time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

The reference to sedentary work is frequently an oversimplification of the restrictions and limitations people on LTD claims have. The focus solely on sitting and standing and/or lifting fails to take into consideration the ability to concentrate and focus on the tasks at hand. Many of the denied LTD claims are for people suffering with “invisible” disabilities where mental health and physical health often collide.

Benefits denied or cut-off because you have been told you can perform sedentary work? Consult with an experienced disability lawyer. A disability lawyer will review your circumstances to determine whether you have a viable case to pursue.

By David Share L.L.B.

President, Share Lawyers

 

Has your disability insurance claim been denied? Contact Share Lawyers and put our experience to work for you.

All initial consultations with our lawyers are free and there are no fees until we win your case.